WI title loans required items

How To Ensure You Meet Wisconsin Title Loan Requirements

Understanding title loan requirements is an important part of getting through the Wisconsin Auto Title Loans, Inc. process. If you’re looking into Wisconsin title loans, then you’ll need to know what is required of you to show us. Otherwise, you’ll walk into the store blind and risk the chance of being unprepared – meaning you won’t be able to get through the process at all. So, before you do anything else, read this guide to learn what you need to meet the requirements.

What Do You Need To Get A Title Loan?

If you’re interested in getting a title loan, then it’s important to make sure that you have the title loan requirements you need on hand before you send in our request form. That way, you’ll be ready to go when you meet with the representative. The good thing is we don’t make you bring in a long list of items to get through our process. In fact, to get a title loan, you’ll only need a driver’s license or state-issued photo ID, your lien-free vehicle title, and the vehicle itself.

Driver’s License Or State-Issued Photo ID

Of course, to get any number of services in Wisconsin, you’ll need to have your ID on you, and title loans are no different. It’s one of the most important title loan requirements, and for good reason; we are legally obligated to verify your identity and make sure you are not a minor. The simplest form of identification you can provide is your driver’s license. And if you can’t do that, make sure you have a valid state-issued photo ID instead.

WI title loan requirements

Your Lien-Free Car Title

The title to your car must be lien-free in order for you to get a title loan. A lien on your car simply means that there is still an outstanding judgment on it. Since the title of your car is the collateral to secure the money, we won’t be willing to work with you if it isn’t lien-free. Make sure to check whether your car title is lien-free and clear up any debts you may still have on it. Also, make sure that the title has your name on it. If it doesn’t, have it transferred to you before seeking a title loan.

The Vehicle For Inspection

The last title loan requirement you’ll need is to bring the vehicle whose title you’re using to your meeting with the representative. They’ll inspect the condition of the vehicle because this allows us to determine how much we could lend you if you are approved. If you’re wondering whether you should make some repairs to your car before to make sure it is in great working condition, that is a good idea. We also use a nationally recognized pricing guide to determine its resale value.

Do You Need Good Credit To Apply?

Now that you know what you need, you should know that you don’t need to have great credit to find out if you qualify for this loan. Whether you have good credit or bad, we here at Wisconsin Auto Title Loans, Inc. will still consider whether you qualify for this loan. So if bad credit held you back from applying for any loans, it doesn’t have to with this one. You also don’t need to have a checking account to apply either.

What Do You Need To Do To Apply At Wisconsin Auto Title Loans?

Now that you know what the title loan requirements are, you can apply online with Wisconsin Auto Title Loans, Inc. with confidence. Remember, we offer title loans up to $15,000 as long as you have the three essential items to get through the process. To get started, fill out our online form on the homepage of our website. When you submit the form, a representative from the nearest Wisconsin title loan location will be in touch to set up an appointment for you.

You should know that this appointment can either take place at the store or at another location of your choosing. Regardless of where you meet the representative, you’ll need to bring along your required items and let the representative inspect your vehicle. Following the inspection, the representative will assess your eligibility and let you know whether you qualify for the loan. If you do, you can get the quick cash you need for an emergency on the same day or the next business day.

needed items for title loans

Submit A Request Online Today!

Title loan requirements aren’t too difficult to follow when you come to Wisconsin Auto Title Loans, Inc. for your title loan. So, if you’re struggling to handle a medical emergency or have to take care of some important repairs, then you might want to allow us at Wisconsin Auto Title Loans, Inc. to get you the quick cash you need. So, as soon as you get through the guide and have the items ready, fill out the online form to begin.


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

June Mckaig

June Mckaig writes articles on finance and budgeting, hoping to provide insight amidst the overwhelming crowds of information on the internet. She feels that with all this accessibility comes a lot of false data, and she would like to contribute astute, helpful input that she knows can help others. If you would like to learn more about June's research, read more here.