Which Loans Can I Get With Bad Credit In Wisconsin?

Whether you have poor credit or you are building your credit, you still have a good chance of getting two types of Wisconsin bad credit loans when you need help with any of your emergency expenses.

We here at Wisconsin Auto Title Loans, Inc. offer two types of loans to all customers, regardless of their credit score – either a title loan or installment loan. If you’d like to learn more about these loans and how to apply for either of them with us, keep reading this article right now.

Getting Loans With Bad Credit

Wisconsin bad credit loans aren’t always the answer to financial problems, but they can be a big help if an emergency strikes. Anyone with bad credit knows how hard it can be for them to try to get a loan from the banks with a low credit score. You will need a score of 610-640 to qualify for most traditional loans, but you’ll want at least a 690 so you don’t have to pay too much in interest rates. For a lot of people, those numbers seem unattainable.

Getting denied for a loan can be frustrating. It happens to a surprising number of people with bad —even borderline — credit. And when you need fast cash for your emergency expenses, getting denied for a loan can be even worse. Between our title loans and signature installment loans, we can let you know which one you can qualify for even with your bad credit! Here is more information about these two loans that you need to know. 

Types Of Bad Credit Loans You Can Get For Help

If you need Wisconsin bad credit loans, come see us for help! We here at Wisconsin Auto Title Loans, Inc. offer you either title loans or installment loans. Either of these loans can help you get through any emergency expenses you have and you can easily get through either process with our help. Here is a complete breakdown of both of our loans and how bad credit plays into each of them.

Title Loans

The first one of our Wisconsin bad credit loans is a title loan. Title loans allow you to use your lien-free vehicle title as collateral to secure the money. And while we will hold onto your title as you repay the loan, we won’t hold onto your vehicle. This means you can continue to drive it whenever you want. And when it comes to your credit, since we are using your title as collateral, we don’t have to rely so heavily on your credit score. This means a bad credit score won’t automatically disqualify you!

How To Apply For A Title Loan

The process to get a title loan is simple! In fact, once you meet with us in person, it could take all of 30 minutes to find out if you qualify for approval and how much we can lend you. Plus, as we said above, you get to keep your vehicle while you repay the loan. And we also offer you the opportunity to tell us where you’d like to meet. This means you don’t have to go to one of our Wisconsin title loan stores if you’d rather not. Here is a quick breakdown of our process:

1. Fill out the simple form on our website to get started with the process. The form will go to the nearest store so we can give you a quick phone call to proceed.
2. When we speak on the phone, we will go over the required items you need to bring in and schedule your vehicle inspection. We can also answer any questions you have.
3. Once off the phone, head to the meeting location with your required items. We will quickly inspect your vehicle to determine its condition. We will also assess your other items.
4. If we decide you qualify, we will help you with the rest of the paperwork you need to sign. Once done, you can get the money later that day or the next working day.

Installment Loans

The second loan in our list of Wisconsin bad credit loans that we offer is a signature installment loan. With this loan, you don’t have to pay it back in one lump sum. Instead, you will repay it in installments – hence the name. And unlike title loans that require you to have collateral to secure the loan, you don’t have to put anything up as collateral for installment loans. Instead, your signature acts as your promise to repay. Do keep in mind that we definitely need to check your credit for this loan.

How To Apply For Installment Loans

The steps are similar to title loans, without the need for a vehicle inspection, of course. The other big difference is you have to come to the store to complete the process. We can’t meet you at another location to finish things up for this loan. But don’t worry, you can easily find our locations either with our locations page on our website or just ask us when we speak to you on the phone. Here is another quick breakdown of this loan’s process:

1. Fill out the simple form on our website to get started with the process. The form will go to the nearest store so we can give you a quick phone call.
2. When we speak on the phone, we will go over the required items you need and schedule a meeting for you to come in. We can also answer any questions you have.
3. Once off the phone, head to the nearest store with your required items. When we meet, we will quickly run a credit check and assess your other items.
4. If we decide you qualify, we will help you with the rest of the paperwork you need to sign. Once done, you can get the money later that day or the next working day.

Get Bad Credit Loans For Help

Bad credit can limit your options, but not at Wisconsin Auto Title Loans, Inc. when you need help. We offer ways to get cash in your pocket for major emergencies. If you need cash now and can’t access it due to your credit history, consider these Wisconsin bad credit loans.

We have agents ready and able to answer your questions and help you out. So don’t let your bad credit hold you back from getting a loan when you need help. Fill out the online form for either of our loans right now!

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.