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Can I Get An Instant Online Title Loan If I Own My Car?

There's something to be said for owning assets. The reason is because sometimes those assets can be turned into cash in your bank account when you need it the most. For example, if you own your car, you could get money by applying for an instant online title loan. That’s right, if you own your car then you can use it to get a title loan when you need financial help. Just make sure your car title is lien-free and in your name. Read on to find out how you can use your car to get the cash you need.

What Is An Instant Online Title Loan?

Let's start by saying the word “instant” in an instant online title loan implies to fast, because it can't truly be instant in its actual meaning. While these loans are quick, but there is still a quick and easy process you’ll have to go through and there is always a chance you won’t get approved. We here at Wisconsin Auto Title Loans, Inc. offer an online title loan for people who need cash fast and are done paying off their vehicles completely. It's a collateral loan that uses your car’s title to back up the loan.

What Do I Need To Get An Online Title Loan?

You don't need much to get an online title loan in Wisconsin with us. The biggest thing is you must have a lien-free, clear title to your vehicle that is in your name. If it's not in your name or there is an outstanding lien on the title, you'll need to get to the DMV to have all of these issues fixed before you come see us. Besides a title, you’ll also need either your driver’s license or state-issued photo ID to prove that you are at least 18 years old.

Finally, you will also need your vehicle. Let’s make one thing clear, we are using your vehicle’s title as the collateral. This means we are not keeping your vehicle if you get approved for the loan. However, this doesn’t mean we don’t have to see your vehicle at all. You see, we base how much we can lend to you off of your vehicle’s condition and resale value. This means we need to inspect it before we can let you know if you qualify for approval.

Image of money and clock symbolizing instant online loans, with a clock and coins depicting quick financial solutions.

What If My Credit Is Bad?

The thing you should know about our instant online title loan is that it isn't only based on your credit score. One of the things we're proud of is we can consider you for approval even if you have a poor credit history. Since this loan is backed by your vehicle’s lien-free title, this means we don’t have to look too closely at your credit. While this doesn’t mean we won’t ever have to check your credit, it does mean we don’t only consider your credit score.

What If I Can't Make A Payment?

If you know you won't be able to make your payment on time based on the schedule that is detailed in your loan paperwork, call us or come visit us so we can go over your options. We always try to work with customers that let us know they need help to adjust their payment coming up. While we can't guarantee a solution, we can promise to go over every option you have. It's best that you let us know if you can't make your payment rather than just letting the date go by. 

How Do I Get An Online Title Loan?

You can start your loan application process two ways. You can call our Wisconsin Auto Title Loans, Inc. customer service number and get started with one of our representatives. Or you can go to our homepage and fill out the inquiry form that's right on this website. You'll enter your information and one of our loan specialists will contact you not long after you submit the form. During your phone conversation you'll learn what documents you'll need to provide. 

Your loan specialist will also set up an appointment with you while on the phone so that you can come in for your vehicle inspection either at the nearest store or at a location of your choosing. Upon that visit, you'll provide the necessary items to complete the process for us to assess. Once we’ve looked at everything, we will determine how much you could get and if you qualify for approval. This process won’t take long at all.

If you are approved for this loan, all we have to do is go over the loan terms. This is where you can ask any remaining questions you have. We will also go over the remaining paperwork that you’ll have to sign. This paperwork just details the loan terms we are talking about. Once you’ve finished signing, you will get the money either later that same day or the next bank business day at the latest. Plus, as we said in the beginning, you can drive away in your car.

sign for instant online title loan

Get Your Online Title Loan Today

As you can see, you can use your owned vehicle to get an instant online title loan. This kind of loan is meant for financial emergencies that come along when you don't expect them – so it’s a perfect time to use your vehicle to get the quick money you really need. We here at Wisconsin Auto Title Loans, Inc. are here to help you get through our process to find out if you can get this loan. We’ve made the process as simple and easy as possible, so fill out the online form to get started!


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.