Can I Get An Instant Online Title Loan If I Own My Car?

There's something to be said for owning assets. The reason is that sometimes those assets can be turned into cash in your bank account when you need it the most. For example, if you own your car, you could get money by applying for an instant online title loan. That’s right, if you own your car then you can use it to get a car title loan online when you need financial help.

To get started, just make sure your car title is lien-free and in your name. Read on to find out how you can use your car to get the cash and title loan requirements you need to qualify.

What Is An Instant Online Title Loan?

Let's start by saying the word “instant” in an instant online title loan implies too fast because it can't truly be instant in its actual meaning. While these loans are quick, there is still a quick and easy process you’ll have to go through and there is always a chance you won’t get approved. 

We here at Wisconsin Auto Title Loans, Inc. offer an online title loan for people who need cash fast and are done paying off their vehicles completely. It's a collateral loan that uses your car’s title to back up the loan.

What Do I Need To Get An Online Title Loan?

You don't need much to get a car title loan online in Wisconsin with us. The biggest thing is you must have a lien-free, clear title to your vehicle that is in your name. If it's not in your name or there is an outstanding lien on the title, you'll need to get to the DMV to have all of these issues fixed before you come to see us. Besides a title, another one of the title loan requirements you’ll need is a driver’s license or state-issued photo ID to prove that you are at least 18 years old.

Finally, you will also need your vehicle. Let’s make one thing clear, you will be using your vehicle’s title as the collateral to secure the cash you borrow with fast title loans. This means we are not keeping your vehicle if you get approved for the loan. However, this doesn’t mean we don’t have to see your vehicle at all. You see, we base how much we can lend to you on your vehicle’s condition and resale value. We need to inspect it before we can let you know if you qualify for approval. You can receive up to as much as $15,000 the same day or by the next business day, though, the actual cash amount will depend on your vehicle's value and how much you can afford to repay.

What If My Credit Is Bad?

The thing you should know about our instant online title loan is that approval isn't only based on your credit score, which is why these loans are often referred to as bad credit title loans. One of the things we're proud of is we can consider you for approval even if you have a poor credit history.

Since this loan is backed by your vehicle’s lien-free title, it means we don’t have to look too closely at your credit. While this doesn’t mean we won’t ever have to check your credit, it does mean we don’t only consider your credit score. We welcome all credit types to apply, bad credit or good credit, you will still be considered for approval.

What If I Can't Make A Payment?

If you know you won't be able to make your payment on time based on the schedule that is detailed in your loan paperwork, call us or come visit us so we can go over your options. We always try to work with customers who let us know they need help to adjust their payment coming up. While we can't guarantee a solution, we can promise to go over every option you have. You should let us know if you can't make your payment rather than just letting the date go by. 

How Do I Apply For An Auto Title Loan Online?

You can apply for title loan online in one of two ways. You can call our Wisconsin Auto Title Loans, Inc. customer service number and get started with one of our representatives. Or you can go to our homepage and fill out the inquiry form that's right on this website. You'll enter your information and one of our loan specialists will contact you not long after you submit the form. During your phone conversation, you'll learn what documents you'll need to provide for your online application. 

Our great loan specialists will also set up an appointment with you while on the phone so that you can come in for your vehicle inspection either at the nearest store or we will come to you for online title loans, just pick a location convenient to you. Upon that visit, you'll provide the necessary items to apply and complete the process for us to assess. Once we’ve looked at everything, we will determine how much you could get and if you qualify for approval. This process won’t take long at all.

If you are approved for our vehicle title loans, all we have to do is go over the loan terms. This is where you can ask any remaining questions you have. We will also go over the remaining paperwork that you’ll have to sign. This paperwork just details the loan terms we are talking about. Once you’ve finished signing, you will get the money either later that same day or the next bank business day at the latest. Plus, as we said in the beginning, you can drive away in your car.

Get Your Car Title Loan Online Today 

As you can see, you can use the vehicle you own to instantly get title loans online. These secure online loans are meant for financial emergencies that come along when you don't expect them – so it’s a perfect time to use your vehicle to get the quick money you need. 

At Wisconsin Auto Title Loans, Inc. we are here to help you get through our cash title process to find out if you qualify for fast title loans. We’ve made the application process as simple and quick as possible, so fill out the online form to get started now!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.