dating on a budget

How to Stay in Your Personal Budget While Dating

Dating can be a very exciting time, but it can also be quite an expensive time. If you’re a guy, you might want to buy flowers, chocolate, and foot the bill for your dates. And if you’re a woman, you might like to spend some money on new outfits and accessories.

But a lot of the time, things like rent, bills, and other regular life expenses can get in the way of having an active dating life, not to mention the occasional unexpected expense or other financial emergencies. Is it possible to be active on the dating scene and still stick to a budget? The simple answer – absolutely!

How to Save on the Movies

There’s a reason the movie date is so popular. Everyone likes going to the movies – even if it does cost about $15 per ticket and can easily run you around $30 for snacks for two. Multiply that by a few date nights, and it can really add up to some serious cash. There’s always the option of going Dutch on a movie date, but there are a few other viable options to reduce the cost of movie night.

You may have heard about MoviePass, which is a new promotion that costs $10 a month, but lets you see one movie per day for the entire month. This is, of course, the best way to save money on going to the movies, but you can also look out for Groupon deals, free movie screenings, or you can even go see a movie on a weekday at matinee rates.

How to Save on Food for Two

As a guy, you might want to suggest splitting the bill, depending on what stage you are in for dating. However, there are a few good ways to save on going out to a restaurant on a date night, even if this is not an option.

If you’re still too early on in the relationship to know if you want to be serious or not, you should consider going to a casual and affordable restaurant. Most people will not mind and can just as easily have a relaxed conversation in a less formal setting.

Further into the relationship, you can save up and show off your culinary skills by surprising your date with a home-cooked meal. When done correctly, this money-saving tactic will impress your date much more than a meal at a restaurant of any caliber.


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Get Active For Less

Most people don’t require a lot of money to have fun. There are endless ideas and articles online with ideas for creative, fun, and affordable date ideas that will help you outshine the typical pricey date night you’re used to. Here are a few fun ideas that should get you started:

  • Go on a bike ride.
  • Go tubing on a lake or river.
  • Go fishing.
  • Game night with a friend.

How to Find Relief from Financial Burdens

As stated earlier, you might be dealing with bills or other financial challenges that may have you thinking about skipping date night altogether. When you’re in the midst of a cash flow problem, you could feel like romance is the last thing on your mind. But instead of throwing in the towel on dating when hard times hit, you might want to consider getting a car title loan. You may still qualify with bad credit, and you get to keep driving your car while paying off the auto title loan.

Sound like something you’d like to learn more about? Here’s all you need to get approved for a title loan today:

  • Lien-free title
  • Your vehicle for inspection
  • Proof of income
  • State-issued photo I.D.

To learn how much cash you could get with the car title loans available in your area, fill out the online form and answer the phone when a representative from a store near you calls you back to explain the approval process and answer any question you may have. Then, simply drive to their location to complete the approval process and get the extra cash you need. In many cases, this could take as little as 30 minutes.


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Next Steps Are Up to You

There’s no downplaying the seriousness of bills and other overwhelming financial pressures you could be facing right now. At the same time, you might have found someone you want to spend time with. Both situations require money, but no matter how you decide to deal with your financial circumstances, be sure you can afford it (whether it’s a loan or dating).

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.