Car Title Loan Requirements In Green Bay, WI

If you’re looking for a Green Bay car title loan and wondering about the requirements, Wisconsin Auto Title Loans, Inc. is here to answer all of your questions.

Below, you will find out what items you'll need to start the process. Furthermore, you’ll discover who might not be able to qualify for a title loan in the Badger State. 

What Are The Requirements For Taking Out A Title Loan In Green Bay, WI?

Below we will detail the easy requirements needed to qualify for a title loan in Green Bay.

1. You Must Be At Least 18

In WI, you can take out a loan only if you are over 18. 

The lender would ask you to bring your government-issued photo ID or driver’s license to verify that. The document would also be used to confirm your identity.

2. You Must Own Your Car Outright

This is an essential requirement that potential borrowers often overlook.

A title loan is secured, meaning you must put up your vehicle’s title as collateral. However, you won’t be able to use the document to secure the loan if you do not own the car outright.

Those who are still making payments on their vehicle will be declined. You also won’t be able to qualify if the title has other liens attached to it. 

3. The Car Title Should Have Your Name On It

Once you have fully paid off the car loan, you must get the title transferred. All the legal processes usually take two weeks to 3 months to complete. Only a title registered in your name can be used to secure a title loan.

Your name doesn’t necessarily have to be the only one mentioned in the document. Bear in mind that if there is an ‘and’ between the names, you must get the other person’s official permission to take out a loan. 

An ‘or’ means that the signature of just one of the owners is required to update title information, sell the vehicle, or use the title as collateral when taking out a loan. 

4. Your Car Has To Be In Rather Good Condition

Some lenders might agree to work with you even if your vehicle is in poor condition. But, in such a case, the loan amount might not be significant enough to help you cover your urgent expenses. 

Also, remember that you might get declined if your vehicle is severely damaged or not in good working condition. Such cars might not have enough value.

When Should You Consider A Wisconsin Title Loan?

A title loan is not a great option if you’re looking for quick cash to start a business or shop for gifts. However, it can come in handy in quite a few different emergencies.

The loan amount can be used to cover unexpected travel expenses or medical bills. Important home repairs, such as fixing a leaky roof or bursting pipes, can also be good enough reasons to take out a title loan.

You can even take out a loan to cover higher-than-anticipated energy bills; make sure you can pay back in time. 

5 Reasons To Choose Wisconsin Auto Title Loans, Inc.

Finding a reputable lender in your area might be tricky as there are so many scams around. Thankfully, you wouldn’t have to search for too long – Wisconsin Auto Title Loans, Inc. is a trustworthy service provider committed to helping you get the money you need.

Here are a few reasons why you might decide to work with us:

• With our title loans, you can qualify for up to $15,000.
• We have made sure that the actual process is not only simple but also fast. You might qualify for a loan in just 30 minutes.
• We accommodate all types of credit and income. Whether you have bad or no credit or are a freelancer, you might still get approved for a loan with us.
• We have plenty of convenient locations throughout the state, but if you’d prefer not to visit the store, one of our verification agents can always see an area of your choice.
• Those who qualify for approval typically receive their money the following day or on the same business day.

Get Your Fast Cash Today!

The Green Bay car title loan requirements in WI are typically quite simple. But we at Wisconsin Auto Title Loans, Inc. also try to ensure that taking out a loan is as quick as possible. With us, you can qualify for up to $15,000 in only 30 minutes.

By the way, you wouldn’t have to drive to the store to get started. Fill out the online inquiry form or call us directly at 1-800-514-CASH (2274) right now, and we’ll help you get the much-needed cash in the shortest timeframe. 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.