last minute gift ideas

The 10 Best Last-Minute Gift Ideas For The Holidays

If, like most people, you find yourself in a financial pinch this holiday – do not panic! It is not too late to come up with a gift from the heart that will not drain your already limited funds. Here are ten last-minute gift ideas to consider including how you can find and secure title loans near me in the event of an emergency.

10 Last-Minute Gift Ideas to Finish Your Holiday Shopping

1. Cookies

If you have someone with a sweet tooth on your list, whip up a batch of cookies cut into seasonal shapes. Then put them in a holiday-themed box and tie it up with a ribbon!

2. Fudge

If someone on your list has an even sweeter tooth, some fudge will do the trick!

3. A Relaxing Candle

If edible gifts are a no-go, you can find some great deals on relaxation candles this time of year, and they make a great gift idea that will last for months!

4. A Photo Book

There are a handful of websites out there like Shutterfly that offer incredible coupons year-round. One of the more popular is a custom hardback photobook for under $10. It will take a few hours to put together, but it is a wonderful and sentimental gift idea!

5. A Unique Christmas Tree Ornament

If you are artistically inclined, whip up a Christmas tree ornament with a unique design that appeals to your gift recipient. It will cost just a few dollars!

6. A Warm Winter Blanket or Throw

Is someone on your gift list always cold? You can pick up a cozy winter blanket or throw for less than $20. It is a gift that can be used year-round and one that you can personalize with color choice or style of print!

7. Bestselling Books

Does your gift recipient have an eReader? Each week, Amazon offers eBooks for between $0.99 and $1.99 each. Grab a gift card tin and purchase a handful of books that fit their preferences. Print out pictures of each book cover and e-mail the redemption codes to them.

8. Cross Stitching

It is a lesser-used craft idea in today's age, but a personalized cross-stitching with an affordable frame makes a great gift! You still have a few weeks to get this going, but you will need to start on it right away!

9. Sentimental Coasters

The photo gift companies that we referenced above also have great prices on custom printed coasters. Just take some memorable photos from your digital camera roll and make a series of memory-invoking coasters! It will cost you between $10 and $20, and you will easily find a coupon to save more.

10. Unique Flower Art

Grab an affordable floating glass frame and place some beautiful flowers between the two glass panes. You can find affordable frames at most craft stores and almost all of them offer significant coupon savings that you can print out (or they accept competitors' coupons.)

Dealing With A Holiday Emergency

If you find yourself facing a financial crunch this holiday season, it is likely much more than gift ideas that you are worried about. With the average American household living paycheck to paycheck, many families are worried about meeting their basic financial obligations right now.

If this describes you, car title loans may be the answer.

Advantages of a Title Loan

A title loan is a short-term secured loan that allows you to leverage the value of your title in order to secure same-day cash. They can provide you with the money you need to get back on your feet this holiday season and they come with quite a few benefits, including:

  • You can borrow up to $15,000
  • You can get same-day or next-day access to the funds you need
  • You don’t have to go anywhere to get approved, they will come to you
  • You keep your car and you get the funds you need

Getting a Title Loan

Getting a title loan is an easy process, in fact, you can start getting title loans online!

You begin the process by filling in a quick and secure information request form. A representative from the company will then call you to confirm the information that you submitted and to answer questions that you may have.

The next step is for a company representative to meet with you and assess how much money you can qualify for. You can do this in the title loan store or you can request that a representative comes to you. Either way, you’ll need to provide your vehicle for inspection.

The last step is to fill in the paper application for the loan – a process that will take 30-minutes or less. Once that is done, you will get access to the money you need!

Woman holding gift car title loans 

The Credit Questions

When you started searching for “title loans near me”, you were likely concerned about credit checks. The fact is that people with bad credit, no credit, and great credit can all be approved for title loans!

Should You Pursue a Title Loan?

A title loan can be a true lifesaver if you find yourself in any of the following positions:

  • Being out of work due to COVID-19 put you behind on your rent or mortgage and now you are facing eviction.
  • Your only car breaks down and needs repair immediately.
  • You have a medical emergency.

Simply put, a title loan is perfect for emergency expenses that need to be taken care of immediately. The next time you’re facing a financial emergency, remember that title loans, Wisconsin can be obtained in a pinch. Keep us in mind or start your application today. 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Mason Roberts

Mason Roberts is a seasoned economics writer and blogger with a knack for breaking down and simply communicating the ever-changing world of finance. He is philosophically committed to the premise that financial knowledge equals financial freedom.