don't pay a speeding ticket

What Happens If You Don't Pay A Speeding Ticket?

Alright. You have been caught speeding. You have received a ticket. So, what happens if you don't pay a speeding ticket? Well, let’s discuss it in detail, and also have a look at how a loan using your car title from title loan places can help you pay the ticket before its due date.

What If You Get A Traffic Ticket But Don’t Pay It?

You Do Have The Right To Appeal Your Speeding Ticket

Before we talk about what happens if you don't pay a speeding ticket, we do want to point out that you can appeal your ticket. Many people do. This is because once you have paid your speeding ticket, you have admitted guilt to the speeding offense. This can result in increased insurance premiums, a criminal record, and perhaps a suspension of your license if it happens often enough.

This means that the process will be slowed down a little bit to allow the appeals process to take place. However, if the courts decide that you are indeed guilty of the offense, then you have to pay the speeding ticket as quickly as possible and there may be court fees added to it.

What Happens If You Don't Pay A Speeding Ticket? 

When you get a speeding ticket in Wisconsin, you will have a period of time in which to pay it or appeal. There will be a due date on the speeding ticket. If you pay your speeding ticket before that due date, then you are going to be fine. You will collect the penalty points from the speeding ticket, but nobody is going to come after you for the cash.

Do bear in mind that you should not use the right to appeal as a delaying tactic. If you are found guilty in court, then you may receive additional surcharges. This means that you should only appeal a speeding ticket if you genuinely know that you are not guilty.

court and collections fees

If You Miss The Due Date

If you miss the due date without appealing your ticket, then you will automatically be seen as guilty. This means that you get the penalty points as well. If your license goes over the point threshold for Wisconsin, then you will have your license suspended at the same time.

Then there will be additional fees added to the speeding ticket by the court. These fees will continue to rise as long as you don't pay. So, it is in your best interest to pay for the ticket at this point. 

Traffic Ticket Collections

When most people think 'what happens if you don't pay a speeding ticket?', this is the part that they are most concerned about.

If you continue to miss the debt demands by the court, then your ticket will be handed over to a traffic ticket collections agency. The fees for this are going to be even more. The collections agency is going to try and get the cash from you quickly. They will likely reach out to you a lot more than the court ever would.

If you continue not to pay the cash, then there is a good chance that your license will be suspended. This applies even if you have not met the threshold for points in Wisconsin. So, a small unpaid traffic ticket could easily lead to you losing access to your license, even it was your first violation.

How Can You Afford The Fee For Your Ticket?

The reasons above are why you want to ensure that your speeding ticket is paid on time. The longer you delay, the more it will cost. But if you don’t have the money to afford the fee, one of your options can be using your car title to get a title loan online.

A car title loan from Wisconsin Auto Title Loans, Inc. allows you to borrow up to $15,000. The actual amount of the loan will be dependent on the value of your vehicle.

Keep in mind that you must have a lien-free title to your vehicle in order to obtain a car title loan. However, you don’t need to worry about your credit since Wisconsin Auto Title Loans, Inc. welcomes all credit types.

car title loan

How Can You Get A Car Title Loan?

  1. The process to obtain a car title loan from Wisconsin Auto Title Loans, Inc. begins online. You can fill in a short form for car title loans Wisconsin, which should only take a few minutes.
  2. Next up, one of our loan representatives will call you. They will answer any questions you have in mind, explain the loan process in detail, and schedule an appointment with you at a location of your choice, which can be your home, one of our stores, or any other location.
  3. When it’s time for your appointment, meet our loan representative and have your vehicle, the lien-free title, and a government-issued ID with you.
  4. Our loan representative will inspect your vehicle to determine if you qualify for the loan and the amount of money that you qualify for.
  5. If you are approved, you will have a few forms to sign and you will receive your money on the same day or the following business day.

Avoid The Consequences Of Unpaid Traffic Ticket

If you were wondering what happens if you don't pay a speeding ticket, now you know that an unpaid traffic ticket can become more problematic the longer you wait. From a possible license suspension to more fees, and even dealing with a debt collection agency.

That’s why it is in your best interest to pay for a speeding ticket as soon as you can. But if you can’t afford the fee right now, you can consider a car title loan. Inquire about qualifying for one through Wisconsin Auto Title Loans, Inc. today. 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.