car title loans in Wausau

How Wausau Title Loans Can Help Bad Credit Borrowers

We’ve all been in a situation that we just can’t handle alone. And if you have bad credit, getting help can be difficult. This is where Wausau title loans come in. If you have bad credit, getting title loans can help you recover from a financially stressful situation. Title loans can be used to cover things like emergency home or auto repair bills, medical expenses, or emergency travel costs that you can’t handle alone.

When it comes to reliable title loans in Wausau, we here at Wisconsin Auto Title Loans, Inc. offer loans for up to $15,000 – which you can potentially get on the same day you apply, regardless of your bad credit. So, if you are hit with an emergency expense and need help, this could prove to be a viable option. Read on to discover how you can use title loans to your benefit if you’re a Wausau resident.

Learn How Title Loans In Wausau Can Help Out

What Are Title Loans?

Briefly, let’s discuss what title loans are and why they’re a good traditional loan alternative. If you own your car outright, you can apply for a title loan, which is a loan that uses your car’s title as collateral. The way it works is we place a lien on your title until you repay the loan. If you are approved, you receive a lump sum of money to use for your emergency expense, and you can continue using your car as you make payments.

Wausau title loans help

What Are Wausau Title Loans Used for?

A benefit of Wausau title loans is that they can help you with your emergencies even if you have bad credit. Because the loan is secured by your title, your credit score isn’t weighed as heavily to determine if you qualify. While there is always a chance we’ll have to run a credit check, your title is really the important factor. To summarize, any situation where not paying would lead to more cost or complications is cause to consider this loan. You can consider using this loan for the following:

  • Home or auto repairs,
  • Medical expenses,
  • Overdue bills,
  • Emergency travel costs.

Home Or Auto Repairs

Your home and car are both extremely expensive. This is especially true if your home was damaged after a particularly bad storm. For your safety, it is imperative that you keep both your vehicle and home in top-notch condition. Whether it’s flood damage to your home or a problem with your car’s transmission, a title loan can help you foot the bill for the repairs so that you don’t have to fret about further complications.

Medical Expenses

Let’s face it, medical bills can be ludicrous. One night in the emergency room can cost you thousands of dollars should you be so unfortunate, and no one expects to suddenly take ill. And if you happen to need emergency surgery, that is even more expensive, and your insurance won’t always cover all the costs. If the worst happens, consider taking out a title loan to cover the cost of your medical expenses, treatments, or procedures.

Overdue Bills

Another situation where inaction causes more harm is when you have overdue bills to pay. Leaving these bills unpaid not only ramps up the stress level, but it can also cost you more money in the long run. While it might seem counterintuitive to take out a loan to tackle your bills, consolidating what you owe into one car title payment can significantly reduce the overall amount you have to pay in overdue fees.

Emergency Travel Costs

Lastly, you may consider Wausau title loans when you or a family member are experiencing an emergency and you need to travel suddenly. When your family member needs your help in the case of a medical emergency or something else, this is a good time when you can rely on Wausau title loans to cover those costs in the short term so you can travel to your family and help them out with whatever is going on.

title loans money help Wausau

How Wisconsin Auto Title Loans, Inc. Can Help

After deciding that title loans are the right emergency resource for you, you’ll need to decide who to trust. As we said in the beginning, we here at Wisconsin Auto Title Loans, Inc. offer title loans up to $15,000. We also make sure to leave the list of required items short so you can be sure to remember everything and make the process as simple as possible. The only three required items you need are the following:

  • Your driver’s license or state-issued photo ID.
  • Your lien-free car title.
  • The car itself for inspection.

Start by completing the online form and waiting for a response from the nearest store. A representative will call you to discuss the required items you’ll need. They’ll also help you set up an appointment for them to assess your vehicle. Head to the meeting and the associate will check the condition of your car and your items to determine if you qualify and how much you could get. If you’re approved for the loan, you can get the cash either on the same day or the following business day.

Apply With Wisconsin Auto Title Loans, Inc. Today!

There are a number of life situations that can make you consider Wausau title loans. If there’s a bill you’re struggling to pay or a repair that you can’t put off any longer, just remember that you can get up to $15,000 for a title loan with us — even if your credit isn’t great! Knowing that you can use your car title as leverage for quick cash can really help you out during a rough moment. So, if you’re in need of some money for an emergency, you can get started online right away!


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

June Mckaig

June Mckaig writes articles on finance and budgeting, hoping to provide insight amidst the overwhelming crowds of information on the internet. She feels that with all this accessibility comes a lot of false data, and she would like to contribute astute, helpful input that she knows can help others. If you would like to learn more about June's research, read more here.