How Do Auto Title Loans Work In Eau Claire, WI?

August 13, 2021 | Mason Roberts

how do title loans work

Are you looking for auto title loans Eau Claire? Are you wondering how do title loans work here? Well, the good news: it’s simple and fast to get one. The even better news: they are designed to help you overcome any type of financial emergency.

We’ve all been there. An unexpected medical bill or trip to the ER suddenly derails years of savings. You may need to take a last-minute plane trip or other forms of travel. Or suddenly, a home or car repair is needed right away.

If you’ve been in this position, you’re not alone. If you have trouble when financially coping with one of life’s emergencies, you’d be in a situation many others went through before. That’s where auto title loans Eau Claire offers can be of help. Through auto title loans Eau Claire offered by Wisconsin Auto Title Loans, Inc., help can be right around the corner — in as little as 30 minutes.

What Are Auto Title Loans Eau Claire And How Do Title Loans Work? 

Online title loans Wisconsin offers are designed as short-term help for financial emergencies. You receive a cash loan for a certain amount using your car’s title as collateral.

For the duration of auto title loans Eau Claire has, you keep your car and can use it exactly as you have before receiving your title loan.

What Do I Need To Qualify For A Title Loan?

How do title loans work? A big part of their process depends on making them easy to qualify for. At Wisconsin Auto Title Loans, Inc. you just need the following to receive a title loan of up to $15,000:

  • Be at least 18 years old.
  • A driver’s license or state-issued identification.
  • Your vehicle for inspection.
  • A lien-free title to your vehicle, which can be a car, truck, or van. That means the car must be paid off and not financed or have any pending judgments against it.

how do title loans work after bankruptcy

How Do Title Loans Work If I Have No Credit Or I'm Going Through Bankruptcy? 

If you are worried about your credit history, don’t! All credit is welcome when you request a car title loan through Wisconsin Auto Title Loans, Inc. That includes good and bad credit. Additionally, once your bankruptcy has been discharged, you can get a title loan. On top of that, the loan will not be reported to credit agencies, so it does not affect your credit score.

How Do Title Loans Work If I’m Unemployed?

They work the same way as they would if you were employed. That’s because you do not need to be employed to qualify for a title loan through Wisconsin Auto Title Loans, Inc.

How Do Title Loans Work If There’s More Than One Name On My Car Title?

That’s pretty common and does not disqualify you from receiving a title loan in Eau Claire from Wisconsin Auto Title Loans, Inc.

The process depends on what word is used between the two names on your title. If “and” is between two names, both of those people need to sign off on the loan. If “or” is between the names, either (or both) people named can take a title loan out. 

auto title loans eau claire

What’s The Process For Getting A Title Loan?

We make things simple and quick at Wisconsin Auto Title Loans, Inc. You can either start the process online through Wisconsin Auto Title Loans, Inc., by giving us a call at 800-514-2274, or stopping by one of our locations near you. Here’s how it works:

  1. If you start online, over the phone, or in person, you’ll need to provide some basic personal information. If you go online, you can fill the title loan form on our homepage. You’ll provide your name, email address, phone number, and zip code. You’ll also give some basic details about your car, including its year, make, and model.
  2. After that is submitted, you’ll receive a call from a loan representative if you are using our website, or you will continue to talk about the loan in person or over the phone. The loan representative will confirm some of the details and talk about the loan itself and what you may qualify for. They will also schedule an appointment with you, which can be at any of our branches, including in Eau Claire.
  3. Next, we’ll need to do a quick inspection of your vehicle to pinpoint the amount you may qualify for through your title loan. You can either come to one of our store locations or we can come to a location of your choosing. You just need to have your car and the other required documents.
  4. After a fast inspection and if you are approved, you’ll finish some basic paperwork and receive your title loan. That’s it!

Title Loans Work For You In Eau Claire

So, how do title loans work? They work for you and your financial needs. At Wisconsin Auto Title Loans, Inc. we’re here to provide an option you can consider when working on overcoming any type of financial setback you may face.

You don’t have to go through a financial emergency alone. Give us a call, visit us in person or start your title loan process online today through Wisconsin Auto Title Loans, Inc.