Need Cash? Consider Title Loans On Cars In Madison, WI
If you are struggling with emergency expenses, you are probably thinking about getting title loans on cars in Madison, WI. When it comes to this loan from us at Wisconsin Auto Title Loans, Inc., there are plenty of reasons to get one when you really need it. There are plenty of reasons and situations that’ll make getting loans on car titles something to consider. In fact, this guide will show you five reasons you should consider this loan.
Remember These Reasons To Get Title Loans In Wisconsin
You Aren’t Giving Up Your Vehicle For The Loan
When it comes to title loans on cars in Madison, WI, these loans use your vehicle’s lien-free title as collateral to secure the money. You pay back the loans as scheduled and we remove the lien on your title as soon as you finish repaying the loan. When it comes to us at Wisconsin Auto Title Loans, Inc., our title loans let you keep and use your car during the loan repayment period so long as it’s repaid on time. Our loans are up to $15,000, but the total depends on your vehicle’s condition and resale value.
They Are Designed For Emergencies
Many people can find themselves to be unprepared to face a financial emergency completely on their own without draining their savings. Receiving an unexpected bill at the beginning of the year could really throw a wrench into our financial plans. Luckily, title loans on cars in Madison, WI are designed to help you face such financial emergencies. It makes this loan a viable option to turn to when you need cash quickly and would rather not turn to your savings completely.
Many borrowers don’t have the time to spend jumping through the hurdles of personal bank loans. They need money as soon as possible to pay for things like home repairs after a particularly bad storm, medical bills, overdue utility bills or rent, or even emergency travel. This is where the money from loans on car titles can really help out. Just keep in mind that you need a vehicle in your name in order to find out if you qualify.
Perfect Credit Isn’t Mandatory
When it comes to loans from a bank, you might find a huge hurdle if you have poor credit. Well, when you come see us for title loans on cars in Madison, WI, you’ll find out that we won’t turn you away just because your credit is poor. That doesn’t necessarily mean that we won’t have to check your credit – because that could always be a possibility – we just won’t automatically disqualify you for this loan if it isn’t a great score.
Only A Minimal List Of Items Are Required
If you are in a pressing financial situation and could benefit from title loans on cars in Madison, WI, you’ll be glad to know that the list of required items is minimal. Unlike traditional lenders like credit unions, we have shortened our title loan qualifications into three simple items. We want to make this a convenient list so you can be sure to remember to bring everything we need to assess you. All you need are the following three items:
- A driver’s license or state-issued photo ID.
- Your lien-free vehicle title in your name.
- The vehicle from the title for a quick inspection.
To prove that you own your car outright, you’ll need to show your lien-free car title to one of our loan agents. This is what we are using as collateral – if you get approved. The car – while we don’t keep it – we use it as a way to help us determine how much you could qualify for if you are approved. This means we will quickly inspect your vehicle to determine its condition and resale value. And your ID serves as a way to prove you are a legal adult – 18 years or older.
The Process Is Simple
Once you’ve considered title loans on cars in Madison, WI to help you with your emergency situation, getting through the process is simple. First, complete our online form on our homepage to allow us to give you a call. One of our loan representatives from the nearest Wisconsin title loan location will walk through what you need, answer your questions, and arrange the in-person appointment to inspect your vehicle.
When you meet with the loan representative, they will inspect your vehicle and assess your items to determine if you qualify for approval. If you are approved, they will you will then help you finish the paperwork and go over the loan terms. Once you are done with the paperwork, you are done. You can now get the money either on the same day or the very next bank business day at the latest.
Get Your Title Loans In Madison, Wisconsin Today
Title loans on cars in Madison, WI, may be a viable option for those who need emergency cash fast. If you don’t owe payments on your car and need up to $15,000 to cover an urgent cost, consider applying through us at Wisconsin Auto Title Loans, Inc. for help. Any of our knowledgeable loan representatives can help you get through the process quickly. Fill out the online form on our website to get started with the process.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.