How to Plan Your Budget For The Holidays
October 30, 2020 | Mason Roberts
If you don't have a plan, holiday spending can add up really quickly. You've probably looked back on past years and been rather shocked at the amount you ended up spending! And that's okay. Just know that you can set a budget and stick to it. We're going to show you exactly how to do that. Ready to never overspend on gifts again? We’ll also show you how you can protect your holiday budget in the event of an emergency through title loans, Wisconsin.
How to Plan Your Budget
Step 1: Figure Out What You Can Afford
The first thing to do is to figure out how much you can afford to spend on the holidays which includes gifts and food! It's easier to do if you already have a monthly budget going because you can build your holiday budget off of your current budget! But if not, don't worry, it's doable and it’s just a matter of sitting down and calculating your expenses.
Step 2: Write Down Everyone You Want and Need to Buy For
Now is the perfect time to jot down a list of all the people you need to buy gifts for. Think about those in your immediate family, extended family, friends, and any teachers. After that, you should think about making a list of all the food you're expecting to cook or enjoy on the day. Think about all of the ingredients you’ll need to buy to cook your meals and think about what sort of beverages you’ll be supplying.
Step 3: Assign an Amount to Each Person
Usually, you'll spend more on your immediate family. So, ensure your budget reflects this. It is tempting to let the shops take over and go wild but writing down a monetary amount next to each individual will encourage you to stick to the plan.
Step 4: Create a Shopping Plan
Are you going to shop primarily online or in-person? When are you going to start? When are you planning to wrap the gifts? All of these factors need to be considered. This way, you'll be armed and ready with the funds and a step-by-step plan.
Step 5: Suggest Secret Santa If Everything Too Much
If you've done all of that and ended up feeling a bit disheartened, why not suggest secret Santa? You'll save a ton of money and stress when you have to buy for a single person.
Facing An Emergency? Car Title Loans Can Help
Have you carefully planned your holiday budget only to have a sudden emergency pop up? Instead of ruining your holiday finances, title loans can be an option for you to obtain fast financial relief that won’t break your bank. Car title loans are a short-term loan option that allows you to secure up to $15,000 by offering the title to your vehicle up for collateral.
The Advantages of Title Loans
As long as you own the title to your vehicle, you can apply for a title loan, Wisconsin. You can start your application online from the comfort of your home, which is one of the few benefits of this loan option. Here are more:
- It’s a simple application process: When overwhelmed and stressed because of an unexpected and costly financial issue, the last thing we need is a long and drawn-out loan approval process.
- Your credit score doesn’t matter: whether high or low.
- You get to keep using your car.
- You receive emergency money within a day of submitting your application.
How to Apply for Title Loans Online
You start your application by filling out a short form on the Wisconsin Auto Title Loans, Inc. homepage. Remember, we’re here to help you through this process so feel free to call us at any point during your application. Once you submit the form, a loan representative will contact you to schedule a face to face meeting. They’ll also tell you what items you need to bring to the meeting, which includes:
- Your driver’s license
- The title to your vehicle
- Your car for inspection
- A blank check to your bank account
The inspection of your car will determine how much money you’ll receive, with a maximum being $15,000! Once you feel comfortable with the process, you’ll fill out the documents and the money will be deposited into your bank account on the same day that you apply.
It’s that easy and straightforward. We understand that needing emergency financial assistance means that you often don’t have time to waste, which is why we’ve created a process that allows you to obtain money at the drop of a hat. Don’t bother searching for title loans near me. Click over to our homepage and start your application today.