online title pawns mistakes

How Do I Ruin My Chances Of Getting Online Title Pawns?

You’re probably thinking of getting online title pawns if you’re going through an emergency that you can’t financially handle on your own. But before you get started with the process at Wisconsin Auto Title Loans, Inc., you’ll want to watch out for certain things that can absolutely ruin your chances of getting this pawn. The rest of this article will dive into the four things that can stop you from getting approved for a title pawn.

4 Things That Can Stop You From Getting A Title Pawn

Before anything else, we here at Wisconsin Auto Title Loans, Inc. want to make sure you understand that approval is never a guarantee. And if you don’t avoid these four issues, then there will definitely be no chance of you getting online title pawns. The only way to ensure that you can get through the process to find out if you qualify for approval is to make sure you are as ready as possible. This means knowing how to avoid these four issues.

avoid mistakes to not ruin chances

1. There Are Outstanding Liens On Your Car Title

The second thing that can stop you from getting online title pawns is an outstanding lien on your vehicle title. If there’s a lien on your car title, then you won’t be able to get a title pawn from us. When you get a title pawn – or title loan – from us, we place a lien on your vehicle’s title until you repay us. We can’t do this if there is already a lien on your title. If there’s a lien on your car title, then it’s important to take care of it by having the lienholder remove it before you seek a title pawn.

2. The Required Items Aren’t Ready

If your required items are not ready, there is no way we can get you through the process. These items allow us to determine if you qualify for approval. The good thing is, when you come to Wisconsin Auto Title Loans, Inc., you only need three items to find out if you qualify for approval. All you need is your driver’s license or state-issued photo ID, your lien-free vehicle title, and your vehicle. Once we have these items, we can assess your chances of approval.

We use your ID to verify that you are of legal age. You can use either your driver’s license or a photo ID that was issued in Wisconsin. And when it comes to your lien-free title, we use the title as collateral for the title pawn. As we said, we place a lien on your title and hold onto it until you repay the pawn. And lastly, your vehicle will go through a quick inspection when we meet in person. While we don’t keep your vehicle, we do inspect it to determine how much we can lend you.

3. Your Vehicle Is Not In Working Condition

Another way to ruin your chances is if your vehicle is not in working condition. As we said in the section above, the vehicle is not the collateral. In fact, we use your vehicle to determine how much we can lend you if we decide you qualify for approval. When we inspect your vehicle, we are looking at your vehicle’s overall condition and resale value. This is why we have to inspect it before we can make any decisions.

4. You Don’t Know How The Process Works

The last way you can ruin your chances of getting online title pawns is not knowing how the process works. Before you get any kind of loan, you need to know what to expect with the process because you don’t want to get into something unexpected. If you do, you could run into something you were unprepared for and that could halt the process entirely. So, to make sure you are prepared and know what to expect, here is a quick breakdown of our process:

  1. Fill out the online form on our website. This sends your basic information securely to the nearest store location so that a representative can give you a call.
  2. They will go over the required items and set up an appointment so that we can inspect your vehicle. This can either be at the store or at another location entirely.
  3. At the meeting, the representative will review your required items. This will allow us to let you know if you qualify for approval and how much we can lend you if you do qualify.
  4. If you qualify, we will help you finish the paperwork and review the loan terms. Once you are done, you can get the money either on the same day or the next bank business day.

avoid mistakes for title pawn

Learn How To Avoid Ruining Your Chances Of Approval Today!

Online title pawns are a viable resource when you are in dire straits and need quick cash. But the last thing you want to do in this situation is ruin your chances of getting the fast cash you need. Make sure you know what to expect so you know to avoid these four things. Once you understand what can ruin your chances, you are ready to get started. Get to our website and fill out the online form to get started on the simple process.

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.