title loans in madison wisconsin

Where to Find Madison Title Loans Near Me

If you’re facing financial hardship and trying to learn what are your options, you might’ve already googled “Madison title loans near me”.

Seeking a title loan is one of your options when you’re going through tough times. After all, the majority of American households live paycheck to paycheck (about 60% before the pandemic and the number has increased after Covid-19 struck), so handling an unexpected expense can be hard if you don’t have savings to fall back on.

But before you look for “Madison title loans near me”, do consider all your options. At Wisconsin Auto Title Loans, Inc. we have a simple way to help you determine whether you need a Madison title loan. 

Should I Be Looking for Madison Title Loans Near Me?

Let’s make one thing clear – going into (or adding to already existing) debt should never be the first solution that comes to your mind when encountering financial trouble.

Even if it seems hard, you should always explore the options that do not add to your financial obligations first. So before applying for a title loan, do consider all the pros and cons of getting one. Will it help you in the way you need help?

Title loans can be an option to look into when you need cash on short notice, to either de-escalate a situation or stop it from escalating in the first place.

Ask yourself these 2 questions:

  1. Will the situation become unfixable if not handled ASAP?
  2. Will it cost me more to deal with the problem down the line if I don’t handle it now?

If the answer is yes to either of them, then you are on the right track for googling “where to get Madison title loans near me”.

However, If you have some time before the situation gets worse, do attempt to get cash together from another source like picking some extra shifts or selling items that you have but don’t need.

what you need for title loans

What Would I Need to Get Madison Title Loans Near Me?

What makes title loans an option for emergencies is their accessibility, easy application process, and swiftness.

In short: as long as you’re of legal age and outright own your car, you won’t need to jump through multiple bureaucratic hoops and wait for weeks before you get the loan. Instead, you could get the money you need on the very same day you apply with Wisconsin Auto Title Loans, Inc.

With title loans Wisconsin offer, all you’ll need:

  • A state-issued photo ID or a driver’s license to verify your identity and age (you must be at least 18).
  • Your car – it will be inspected, and its value will determine the maximum loan amount you qualify for.
  • The car’s lien-free title in your name – the title will act as loan collateral, so it should prove you outright own the car. To do this, it must be lien-free – not financed or with any other outstanding financial obligations against it, and it must be in your name – you won’t be able to use a title with another person’s name on it even with their permission.

What do I Need to Know About Madison Title Loans Near Me?

Here are a few things you would want to know before applying for title loans with Wisconsin Auto Title Loans, Inc.

All Credit Types Are Welcome

It doesn’t matter if your credit is good, bad, or outright nonexistent. As long as your required items are in order, you’re eligible for a title loan.

Title Loans Don’t Require Employment

As title loans are secured loans, the approval policy tends to be simple. At Wisconsin Auto Title Loans, Inc. you can get a title loan even if you’re unemployed and use any other income means you find comfortable.

The Loan Won’t Influence Your Credit History

Wisconsin Auto Title Loans, Inc. doesn’t report your loan information to any credit agencies. This means the loan information will remain entirely between you and the lender and won’t be going on your credit report.

applying online for title loans

How Do I Find Madison Title Loans Near Me?

We already have the answer for you, so you don’t need to google “Madison title loans near me”. You can get your title loan in Madison at your nearest Wisconsin Auto Title Loans, Inc. location.

We have locations all across the state and you can choose the one that you find most convenient for you.

You can also fill out and submit our car title loans online inquiry form. The information should take a few minutes to get processed, and soon enough you’ll be getting a call from the loan representative.

The loan representative will check if the information provided, provide you with further instructions, and schedule a meeting with you.

Take the required items (the state-issued photo ID/driver’s license, the car, the car’s lien-free title in your name) to the meeting with the loan representative.

At the meeting, the associate will inspect your car and go over the documents to determine if you qualify for a title loan and what the loan amount would be. If approved, you’ll get the cash the very same day.

Submit Your Inquiry for Madison Title Loans Today

At Wisconsin Auto Title Loans, Inc. we know that when you are in need of cash, you probably need it quickly. Reach out to us today and you can have the money you need by the end of the day!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Mason Roberts

Mason Roberts is a seasoned economics writer and blogger with a knack for breaking down and simply communicating the ever-changing world of finance. He is philosophically committed to the premise that financial knowledge equals financial freedom.