The demand for car title loans online continues to grow. So, if you’re curious about the title loan process or want to learn more about what it includes, you’re in the right place.

Wisconsin Auto Title Loans, Inc. is a leader in the emergency loan world, so we’re here to break down the following:

• Who can take out a loan against their car
• What you need to do it
• What happens during and after the process
• And more…

Let’s get started on how the title loan process Wisconsin works and how you can get cash with car title loan today!

What Is A Car Title Loan?

Taking out a loan against your car is the same as putting your car up as collateral for a loan. This is also called a title loan, and it is a type of secured loan.

All this means is that you’re pledging your car as a promise that you’ll repay a loan. If you fail to repay the loan according to the terms you agreed on in the loan offer, the vehicle could become the legal possession of the loan lender. If you pay the loan according to the terms, the car will remain yours and be removed as collateral once the debt is paid in full.

Many borrowers worry that lenders will keep their car to secure the loan while it is being repaid, but that is not the case with us. At Wisconsin Auto Title Loans, Inc., you get to keep your vehicle as usual so long as you repay the loan normally. This means a customer can take out the loan, use it, and repay it, all while using their car for daily routines.

While title loans can be a great resource for almost instant financial relief when a consumer is hit with an urgent expense that they cannot afford to cover, this loan should only be used for emergencies and not unnecessary spending, since the interest rates can be higher than other traditional bank loans that require good credit to qualify, whereas title loans do not base approval solely on credit scores.

Who Qualifies To Borrow With A Loan Against Car Title Online?

Our title loans are for people 18 or older living in Wisconsin, who have a driver's license or state-issued ID, and who own their car outright. Furthermore, you can only get a loan against your car title if the car is legally yours, so you mustn’t owe any payments on the vehicle. You can prove this through a lien-free title, which you should have handy so long as the car is paid off.

What Required Items Are Needed For Car Title Loans Online?

To get cash with car title loan from Wisconsin Auto Title Loans, Inc., you’ll only need these three simple things:

1. A Car In Decent Condition

Most cars will qualify for a loan against car title online, but the loan amount will vary greatly depending on your needs and your vehicle's condition.

A clunker with high mileage and a beat-up exterior may only qualify for a title loan of a few hundred dollars, whereas a well-maintained used car with mid-to-high mileage could be eligible for thousands. Our title loans can reach up to $15,000 in cash, depending on these factors.

While the application can be completed from home, one of our representatives will need to inspect your vehicle to determine the loan amount you can borrow. Be sure you have your car ready for this meeting once you apply.

2. Your Lien-Free Title

Perhaps the most important requirement needed for a loan against car title is the lien-free title. To prove the car is yours outright, you’ll show your lien-free title to the representative.

If you need a copy of the title, reach out to your nearest Department of Motor Vehicles (DMV) office. If you’ve recently paid off your car, the lender is legally required to release the lien within a few weeks after your final payment. After this, you’ll be mailed your certificate of title.

3. An Updated Wisconsin ID

Be sure your driver's license or state ID is up to date, so the application process runs as smoothly as possible. And you should know in advance, the ID should also match the name on the title qualify for title loan cash.

Where Can You Get A Loan Against Your Car Title?

You can find a loan against car title online through our homepage, at one of our local offices, by calling us directly, or by using the chat feature on the bottom right-hand side of this page. We’ll cover the title loan process Wisconsin in more detail below.

Steps To Apply For A Title Loan In Wisconsin

To take out a loan against car title online, you’ll first get in touch with us. Perhaps the easiest way is by filling out the general inquiry form on our homepage because that will give us some basic information to pave the way for your online title loans application.

A trusted rep will then reach out to you, confirm your documents, and set up a time to meet to inspect your car. This meeting can take as little as half an hour and can be done at one of our nearest Wisconsin auto title loans locations, your home, or another location of your choice. We have offices in Green Bay, Sheboygan, Hudson, Oshkosh, Milwaukee, Janesville, Superior, Appleton, Madison, and many more areas.

At your meeting, you’ll supply your personal documents and car for a quick inspection. If everything is approved, you’ll find out the loan amount you qualify for and receive your money on that same day or the following business day.

Start Your Title Loan Application Now And Get Cash Today!

Now that you know you can get a car title loans online, it’s time to take steps to get it done. You could get hundreds of dollars or $10,000+ in your account within 24 hours!

Don’t worry about confusing application procedures, strict credit requirements, or even proving your income – Wisconsin Auto Title Loans, Inc. makes qualifying for a title loan as easy as possible. If you’re in the WI area, reach out today with our online inquiry form, by phone, or chat. We’re looking forward to connecting with you soon. 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.