stay motivated

How To Stay Motivated Through Hard Times

Being motivated is hard when you’ve been amidst a pandemic that has caused the worst economic crisis since 2008 for over a year now.

Yet we all know that motivation is often the only thing that gives us strength when times are rough. Going forward is hard when there’s no light at the end of the tunnel.

Your Guide For How To Stay Motivated When Times Are Rough

Power of Positive Thinking

In 2019 life was possibly worse for me than in 2020 and that says something. But it happens when you’re looking at the inevitability of having to go through a dangerous and expensive surgery you can’t do without.

That’s when I truly found the power of positive thinking.

See, there was no other choice for me – either I believed that I would survive the surgery, be able to pay it off, and go on to have a better future.

Or I would, quite possibly, never get out of that surgery room at all.

When talking about how to stay motivated, we need to make ourselves believe that there’s something better waiting for us on the “other side”, that the hard times will be over soon and life will be better.

Without belief in better, there will be no motivation – because motivation can only exist when we believe we’re going towards something.

Read: How to be more confident and feel more in control even if you're financially struggling.

Give Yourself Authority

The next step in our how to stay motivated guide is to give yourself that “something” you’ll be walking towards.

What’s the ultimate goal? What is it that will alleviate your burden? What’s the core problem of the hard times you’ve been going through?

Being motivated means walking towards something – figure out what that something is and what the obstacles towards achieving it are.

It starts with positive thinking, but positive thinking to go somewhere you need an ultimate goal.

Break Down Plans into Bite-Sized Pieces to See Results Faster

So, you’ve got your ultimate goal.

Now break it down into achievable smaller steps.

There are 2 reasons to do this:

    1. Concentrating on one task instead of tearing yourself in multiple directions gives you better chances of dealing with the problem;
    2. People are motivated when they see results.

Say you want to save money for emergencies.

Your ultimate goal should be to save enough for 6 months of expenses – but your first step should be saving a thousand dollars.

That’s a smaller goal that will both 1) cover you if pressed badly; 2) prove that goals are achievable.

And that’s how to stay motivated.

emergency money

Dealing with an Emergency When You Don’t Have an Emergency Fund

Discussing how to stay motivated through emergencies can be a bit harder when you’re hit by one before you’re able to set up your emergency fund. Finding yourself stretched that thin might feel like life’s specifically chosen to beat you down and motivating yourself becomes harder than usual.

Approach becoming motivated by utilizing the technique we’ve mentioned before: making up a step-by-step plan to achieve your goal, by considering all the pros and cons.

This type of strategic approach will make you feel more in control, allowing you to garner more motivation to deal with the problem.

When choosing how to deal with the emergency, be sure to consider the timeline you’re working with: if the matter you’re dealing with is time-sensitive, you might need to consider applying for a car title loan.

Which brings upon another question:

How To Stay Motivated When Accruing Additional Debt

Remember that informed decision when you know exactly how you’ll be utilizing the title loan in question gives you authority over it – you’re not abusing debt; you’re being smart with it.

The particular benefits of a title loan include easy application and approval procedures, the absence of complex bureaucracy, and the ability to get money fast – which helps you deal with the problem immediately.

Additionally, you can apply with any kind of income and credit score (your credit history doesn’t weigh heavily on the approval process, so even if your credit is bad or non-existent – it won’t influence your approval chances) and your payoff schedule can be accommodated – just don’t be afraid to ask your loan representative about it.

How Do I Apply For A Title Loan Online?

The application process is pretty easy and straightforward – and you can start it online, without having to leave your house:

  1. Go to the website and fill out the inquiry form to send your information to the location of your choice.
  2. Answer the loan representative when they contact you to set up a meeting.
  3. Get the required items ready: your car, your lien-free car title in your name, your government-issued ID.
  4. Get the required items to the loan representative so that they can assess everything and determine if you qualify for the loan.
  5. Get approved and get the cash the same day.

This entire process takes around 30 minutes.

Learning how to stay motivated when you come on hard times can be difficult, but you can make it easier on yourself with the help of Wisconsin Auto Title Loans, Inc. Taking advantage of the same day title loans that we offer can help you to get your finances back on track in no time at all, all while staying motivated.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.