how to not spend money

Go An Entire Month Without Spending Money

I think many of us would enjoy seeing a full bank account at the end of the month. But is it even possible not to spend money for an entire month? Well, technically it is. Our adaptability has no bounds – if we put our minds to something and plan ahead smartly, anything is possible. Even going without spending a single dime for a month.

That said, there’s a saying out there. It goes “man plans, and God laughs”. There are always unforeseen circumstances and emergencies skulking behind the corner – and some of them just can’t be dealt with without cash.

Still – if you wish to challenge yourself and try and go an entire month without spending money, here are some tips that could help you achieve the goal. Even if you do fail the challenge, you’ll end up with more money in the account in the end. We’ll also cover how you can secure emergency money through title loans, Wisconsin.

1. Take Care Of The Necessary

What is “necessary”? It’s an expense you will have to cover and there’s no wiggling out of it because it’ll just cause you more trouble: rent, utilities, debt payments, you name it. These are monthly expenses you can’t cut out of your budget – and can’t leave unpaid. So, save up money over time and pay them ahead if you want to skip paying them this month. This challenge is one that is based on planning ahead so get ready to do just that!

2. Fill Your Freezer And Pantry

Food is another thing you can’t skip. Well, you could – but it would have dire consequences. The solution? Stockpile on non-perishables and freezer-friendly food ahead. Whatever you buy – try to bulk-buy and go for store-brand options – that’ll save you a lot of money.

3. Don’t Skip Having Fun

Obviously, since you can’t spend money, a lot of stuff you’d do with your friends is out the window – no brunches with the girls or pizza with the guys, no nights out, but that doesn’t mean there’s nothing for you to do.

The duller your life the bigger the temptation to spend money. So, find ways to have fun for free – have a walk, play football with your pals, or try to find free events in the area. And – this is important!do not hide it from your friends that you can’t allow yourself to spend money this month. If they’re your friends, they’ll understand and try to accommodate you.

Need Quick Cash?

Wisconsin Title Loans Can Help

As we’ve mentioned above – you can spend a month not spending money on unnecessary things, but certain expenses just cannot be skipped. If an emergency of any kind strikes, you will have to shell some money out no matter how daunting that sounds. If it hits at a time when you don’t have a penny to your name and you need quick cash – title loans are an option that is easily available to you.

What Are The Benefits Of Title Loans

Title loans are one of the quickest and easiest loans to acquire and you can start your application online. They take less than an hour to get approved and depending on the lender in some cases might even take as little as 30 minutes.

Since a title loan is a secured type of loan with your vehicle’s title acting as collateral, we welcome all types of credit. As long as you have a title in your name, you won’t have trouble getting approved, even if your credit score is bad or nonexistent.


Woman putting money into savings through title loans.


How Do I Acquire A Title Loan?

As mentioned above, taking out a car title loan is easy, but you do need to satisfy the few requirements they have before being considered for it:

  • You need to be at least 18 years old
  • You need to own the title to your vehicle and the title must be lien-free
  • You must be able to provide your car for an inspection

If you satisfy these requirements and you start by filling out the online form I mentioned earlier, you’ll receive a call from a loan representative who will schedule a meeting for your car to be inspected. There’s no need for you to come to the store – we come to you! You’ll find out after the inspection whether or not you’re eligible and how much you’ll receive. You finish the process by filling out some paperwork with the representative who will answer any questions or concerns you have about the process.

With title loans, Wisconsin there’s no need to search for Wisconsin auto title loan online payments - you can be directly through our website! Getting emergency loan money is easy, thanks to our process. The next time you find yourself unable to afford a financial emergency, we make finding title loans near me easy. Don’t wait for your emergency to overtake your budget. Apply for a car title loan today!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.