Easy Ways To Save Up More Holiday Cash
Everyone knows that you have to stick to a budget during the holidays. The hard part is finding out how to save your holiday cash when everything is more expensive because of inflation. But don’t worry, with a little creativity there are certainly ways to cut spending and save a little money even through the holiday season. So how do you save your holiday cash? Here are some very concrete, practical ways to get the best deals and find affordable alternatives to your usual holiday expenses.
Holiday Money-Saving Tips
Rent Your Party Outfits
Don’t spend a lot of money on a party dress that you’ll only wear once or twice every year. Instead of buying off the rack, you can rent an entire outfit from sites like Rent the Runway, Gwynnie Bie, or Le Tote. Aside from saving your holiday cash, now you can even have a “new” dress for every event you go to.
Do Secret Santa
Ask your groups of friends if they’re willing to do a Secret Santa gift exchange instead of buying something for everyone. You can set a budget and then ask everyone to name a gift they would really like that falls within that price range.
This is more practical (and more affordable) than forcing yourself to buy gifts that the other person may not even want or need.
Buy Discounted Gift Cards
You can save up to 20% on gift cards through third-party sites like CardCash, Giftcards.com, CardPool, Raise, and more.
These sites will also buy any gift cards you don’t want, though you won’t get the full cash equivalent. However, it’s a nice way to raise extra holiday cash from something you probably won’t use anyway.
Be Smart About Home Entertaining
With grocery and food prices at an all-time high, you can end up spending a lot of money even if you entertain at home. Here are some ways to host a party without breaking your budget:
- Make it a potluck
- Do brunch instead of dinner and drinks
- Serve just beer and wine, and shop from a store that will give you a discount for more bottles
- Use lower-cost ingredients (i.e, chicken instead of beef) and hearty dishes that feed a crowd (i.e, pasta, big salads)
- Replace expensive floral arrangements with seasonal foliage like eucalyptus or long-lasting flowers like carnations and zinnias
- Buy ornaments from thrift stores and discount stores
Give Non-Monetary Gifts
Give your partner or close family members “coupon books” with things you will do for them, like “babysit the kids” or “do dishes for one week”. You save your holiday cash but still give them something they will really appreciate.
Make Your Own Gifts
You don’t have to be a skilled craftsman to make DIY gifts. You can make a big batch of homemade bath scrubs using just sugar, aromatherapy oils, and pretty mason jars. You can bake cookies or make herb-infused olive oils. There are plenty more ideas on the Internet—and they cost just a few dollars to make.
Take Advantage Of Free Holiday Activities
Who said you had to spend a lot of holiday cash to have fun? You can go on a date at your local park or any Christmas display. You can do a Christmas movie marathon with your friends. You can go ice skating with your family or do holiday baking with the grandkids.
Raise Emergency Holiday Cash
These tips can help you stretch your budget despite the rising prices and unavoidable holiday expenses.
However, financial emergencies can strike at any time. Even if you are being very frugal and money-savvy, you may suddenly need to pay for an urgent and unexpected expense. When this happens, a Wisconsin online title loan can help you out.
A title loan is a secured loan where you use your vehicle title as collateral. You can borrow up to $15,000 depending on your vehicle’s market value, and you can use your vehicle during the duration of the loan.
Why Should I Get An Online Title Loan?
Don’t let financial stress ruin your holidays. With Wisconsin Auto Title Loans, Inc., you can quickly raise money for emergency expenses—without any stress or inconvenience.
- Anyone can apply! You can still qualify for a loan even if you have bad credit or low income.
- Apply anytime, anywhere. You can start your title loan application online, and then complete the process in the branch quickly, sometimes even in as little as 30 minutes.
- Get personalized service. A loan representative is always there to personally assist you at every stage of the process—from the first inquiry to signing the final documents.
- Receive your money right away. When the loan’s approved, you get it the same day or the following business day.
Get More Holiday Cash Today!
The Holidays are a wonderful time, but they can be stressful too. Use these tips to alleviate some of the financial stress so you can enjoy what really matters this time of year. And if you find yourself in an emergency bind, consider a title loan for some fast cash. Wisconsin Auto Title Loans, Inc. is here to help. Just fill out the online form and one of our loan representatives will call you to help you with your application.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.