Need Help With Electric Bill Costs This Month? Here's What To Do

September 15, 2021 | June Mckaig

help with electric bill

Electric bills won't vanish since you use energy to survive. However, you can get help with your electric bill to make it easier for you to face the fees for using electricity in modern society.

That’s why we wrote a guide to help you learn how to pay your electric bill each month without going broke. Here are 5 ways to get cash to avoid late bills, including using car title loans Wisconsin.

5 Ways To Get Help With Electric Bill Charges Today 

Finding the cash you need to pay important dues can be tough. If you don't make enough money at work, your bills don't get paid on time. However, late payments cause late fees, which only makes it harder to stay afloat. Prevent this cycle from kicking in with one of these 5 tactics: 

1. Reach Out To The Electric Company For An Extension 

Did you know that your electricity provider may offer a short extension on your bill? That means you could get as much as 30 more days to pay your dues without incurring a late fee or facing a shut-off. 

TIP: Set up a budget billing contract after paying your bill in full to help balance your bank account each month. 

2. Contact Your Local Community Outreach Groups 

Most communities offer services for individuals and families who are looking for help with electric bill. Keep in mind that you must meet the state's requirements, and approval can take a while, so get started as soon as possible to be ahead of your next bill. 

TIP: Bring your financial records, utility statements, and some identification to shorten your processing time. 

ask the electric company for an extension

3. Trade Some Of Your Unwanted Items For Quick Cash 

Look around your house for some items you no longer want or need. Stuff like old clothes, appliances, electronics, housewares, and recreational vehicles usually sell fast. Then, list your items online for even quicker earnings. 

TIP: Post your stuff on a social media site to get more interest from people around your neighborhood. 

4. Start A Side Gig To Make Fast Money 

One of the ways to get help with electric bill is to think about your hobbies, interests, and talents. Now, come up with a way to turn those things into a passive income stream. Consumers usually enjoy putting their money into crafts, special skills, entertainment, and fashion the most. 

TIP: Survey your friends and family to find out what goods and services they'd like to see in the community. 

5. Check If You Qualify for Car Title Loans 

It may be an option to use what you already own as collateral for a lump sum of cash. Plus, when you get a title loan online from Wisconsin Auto Title Loans, Inc., you don't have to give up possession of your vehicle to get approved.

Wisconsin Auto Title Loans, Inc. also welcomes all credit levels, meaning that your credit score doesn't need to be perfect. You can even qualify for as much as $15,000, depending on your car value. 

How To Use A Vehicle Title Loan To Stay On Time With Electric Bills 

When your utility dues are higher than expected, it may be difficult to cover the cost out of pocket. That's when you can consider Wisconsin car title loans. You can request quick cash and acquire your loan in one or two days if you're eligible. Here is how:

online car title loans

Step 1 - Submit Your Request For Car Title Loans

Wisconsin Auto Title Loans, Inc. uses a streamlined funding request technique that requires only minutes of your time to get started. Simply fill out the short intake form on Wisconsin Auto Title Loans, Inc. to let an agent review your information. Then, you'll receive a call to schedule a convenient time to have your vehicle inspected for a valuation. 

Step 2 - Provide The Required Information For Approval 

You don't have to drive your car anywhere to get approved if you don’t want to. In Wisconsin, an agent will travel to your location to complete the process, or you can meet them at one of our locations as well.

Make sure to collect the following items and be ready when you meet our agent: 

  • Your driver's license or a government-issued photo ID.
  • The lien-free title of your vehicle.
  • The car itself for a quick inspection.

After the short inspection, the loan agent will inform you whether you qualify and the amount you qualify for. All you will need to do at this point is to sign the paperwork and receive your loan on the same day or the following business day.

Keeping Your Lights On With A Car Title Loan

Don't get your electricity get shut off just because you're low on cash right now and don’t know how to get help with electric bill. Keep the lights on with any of our 5 tips, including qualifying for car title loans in Wisconsin. Submit an online form to start your process.