What Do I Need to Get a Title Loan in Wisconsin?

March 19, 2021 | Louis Tully

What do I need to get a title loan: checklist

If you’re in a pinch, you might be thinking about applying for a fast loan. In cases when postponing dealing with the problem might cause more serious consequences down the line, getting a quick loan (such as a title or payday loan) can be a great idea. But before applying for one, answering the “what do I need to get a title loan” question can prepare you in advance and let you be well-equipped with minimal time losses.

When a Title Loan Is Good Idea

A title loan is an optimal solution for financial problems when time is of the essence. Whatever your problem might be, ask yourself these 2 questions before you make the final decision to get the loan:

  1. Does the problem require your immediate attention?
  2. Will it get worse if you delay handling it?

If you answer “YES” to both questions, then a title loan is just what you need at the moment. And if you are a Wisconsin resident, then you have come to the right place. Wisconsin Auto Title Loans, Inc. is happy to offer our services to people like you, who need quick funding solution to their exigent financial issues. Now, one of the most natural questions that comes to your mind is “What do I need to get a title loan with your company?” Well, let’s dwell upon the details and consider all the nuances.

What Do I Need to Get a Title Loan in Wisconsin?

1. You Should Be at Least 18 Years of Age or Older

As a title loan lender, we need to make sure you’ve reached a mature enough age to be able to make informed decisions and carry any responsibilities this decision may bring. That’s why we require our applicants to be at least 18 years of age and be able to prove their legal age with a valid form of I.D., such as a Driver’s License.

2. A Lien-Free Title to Your Car (in Your Name)

When we get questions like “What do I need to get a title loan with you?”, we usually answer that having a lien-free vehicle title in your name is of primary importance. This is what qualifies you to get a title loan. A lien-free title in your name means that your car should be completely paid off, and you can’t use the car of your friend or a family member, even if you’ve been driving it for years. If you are the one who takes out a title loan in Wisconsin, then you should be the one giving guarantee to pay it off, and your title serves as a guarantor in this case.

3. A Car in Satisfactory Condition

If this is your first time applying for a title loan, then your way of thinking probably goes like this: “Ok, so, what do I need to get a title loan? – Well, first of all, I need a car” – which is absolutely reasonable. But to give a more in-depth look at the role that your car plays in getting a loan, let us bring the question of the cash amount.

Applying for a Wisconsin title loanWith Wisconsin Auto Title Loans, Inc., you can get up to $15,000 cash in as little as 30 minutes. The final amount of money you’re eligible to receive actually depends on the value of your vehicle. That’s why it is essential to have your vehicle in a good condition – the better you’ve been taken care of it, the more cash amount you can get for it. And what’s most important, is that you can continue diving your vehicle as usual when you get your loan, as your title serves as collateral, not the car itself.

4. Some Source of Income

The reason why having a source of income is important when making a decision to get a title loan is that you need to be able to pay your regular monthly payments. So, another answer to the “What do I need to get a title loan” question, is – a source of income. One of the advantages of Wisconsin Title Loans, Inc. is that we accommodate any kind of income. Whether you have a side-job, a freelance, or part-time of employment, an unstable income doesn’t disqualify you from getting your Wisconsin title loan.

5. One Day of Your Life

One of the biggest benefits of Wisconsin title loans is just how fast you get your cash. The entire application-approval process takes, on average, under an hour (and could take as little as 30 minutes). Not only that but if approved, the money you qualified for will be yours the same day you go in for your approval process.

How Do I Apply for a Wisconsin Title Loan?

You can easily start the process from the comfort of your own home by going to our Home Page and submitting the online inquiry form.

After the form gets processed you’ll get contacted by the store representative, who’ll confirm your information and set up a face-to-face meeting with you.

Take your car, your lien-free car title, and your state-issued ID to the meeting so that the store representative can assess everything and determine how much you qualify for.

If you are satisfied with the amount offered, get your approval and cash on the very same day.

Apply for Your Wisconsin Title Loan Today!

So, what are you waiting for? If this is the right time for you to act, apply for your Wisconsin car title loan today!