Am I Eligible for An Auto Title Loan in Wisconsin?

June 18, 2021 | Louis Tully

how to be eligible for auto title loan wisconsin

An auto title loan Wisconsin can be a rather simple loan to qualify for. Wisconsin Auto Title Loans, Inc., in particular, has only a few qualifying requirements – as long as you provide required items that are up to par, you have a chance to get a title loan.

Here’s how to satisfy the Wisconsin Auto Title Loans, Inc.’s requirements and qualify for an auto title loan Wisconsin.

What Do I Need to Qualify for An Auto Title Loan Wisconsin?

Here’s the one thing that’s non-negotiable when it comes to title loans – it’s targeted at car owners of legal age. At the very least you need to be 18 and own a car with no lien against it.

If you do, you have a chance to get approved for the loan. There are just 3 things you need to provide Wisconsin Auto Title Loans, Inc with to prove you’re eligible:

  • A state-issued photo ID or driver’s license to verify your age and identity.
  • Your vehicle for inspection (its value will determine the maximum loan amount you qualify for).
  • Your vehicle’s lien-free title in your name to prove car ownership.

Can I Qualify for An Auto Title Loan in Wisconsin If I’m Unemployed?

Yes, you can. Auto title loans are secured loans. Wisconsin Auto Title Loans, Inc.’s assets are protected from the get-go because you’ll put up collateral (your car title). This allows Wisconsin Auto Title Loans, Inc. to have more room in its approach with a title loan approval policy.

So you don’t necessarily need to be actively employed to get approved for a title loan. In fact, you won’t need to provide proof of income to get approved for one.

How you cover the loan is wholly up to you – it can be your paycheck, but it can also be benefits, compensations, savings, or any combination of the above. Whatever you find most comfortable.

Will Getting An Auto Title Loan Lower My Credit Score?

Nope. Getting an auto title loan won’t reflect upon your credit score in any way – neither will it go up, nor will it go down.

This is because Wisconsin Auto Title Loans, Inc. keeps the loan information entirely private, never reporting to any credit agencies.

Without being reported to a credit agency, the loan information cannot influence your credit score – and it stays just the same.

You can rest assured that any loan you get with Wisconsin Auto Title Loans, Inc. will stay solely between you and the lender.

bad credit no problem with auto title loan wisconsin

Can I Qualify for An Auto Title Loan Wisconsin If I Have Bad Credit?

Wisconsin Auto Title Loans, Inc. is open to borrowers with all kinds of credit.

As long as your required items meet the Wisconsin Auto Title Loans, Inc.’s standards, you have a chance to get approved for the loan – be your credit good, bad, or even altogether nonexistent.

I Can’t Give up My Car for The Duration of The Loan. Can I Still Get An Auto Title Loan?

Yes, easily. Wisconsin Auto Title Loans, Inc. doesn’t ask for the borrowers to leave their cars with them for the duration of the loan.

It’s the car title that will stay with us to act as collateral. The car stays with you and you’re free to use it for the commute same as before while keeping your loan in good standing.

how to get auto title loan wisconsin

How Can I Get An Auto Title Loan in WI?

It should take you less than a day to get the loan once Wisconsin Auto Title Loans, Inc. approves you.

First things first – make sure your required items (the state-issued ID or driver’s license, your vehicle, and the vehicle’s lien-free title in your name) are all in order.

You can easily start the process for an auto title loan Wisconsin online, by submitting a filled-out inquiry form on Wisconsin Auto Title Loans, Inc. It takes no more than a few minutes to get processed. Once it is, a store representative from your chosen location will get in touch with you.

The store representative will double-check your information, answer any questions you might have, and set up an appointment with an associate.

After that, the most you’ll have to spend on the loan is for one in-store visit, during which your car will be inspected, and the loan associate will determine your eligibility. This meeting typically takes no more than an hour and could take as little as 30 minutes if the required items are in good condition.

If approved – you’ll get the cash you qualified for before the end of the day.

Get An Auto Title Loan Wisconsin Today!

Getting an auto title loan Wisconsin provides is not only simple but also quick. Once you are approved for an auto title loan, you could get up to $15,000 the very same day you start your process. So, get the ball rolling today for title loans online!