applying for title loans

Easy To Apply Title Loan Options For All Credit Types

If you’ve got bad credit, it can be difficult to get a loan, but at Wisconsin Auto Title Loans, Inc., we make efforts to work with people regardless of their credit history. If you need fast money for an unexpected financial emergency and traditional sources of funding aren’t open to you, it’s easy to apply for a title loan with us and get through our simple and quick title loan process.

Because you’re using your vehicle title as collateral for the loan, it might be easier to take out a loan, even if you’ve got a poor credit history. You aren’t guaranteed to get a loan, but it’s well worth getting in touch and seeing if we can help. A title loan can make a huge difference in a pinch! Plus, we give you a few title loan options to get started with the process! Keep reading to learn more.

How Do You Apply For A Title Loan With Bad Credit?

1. Get In Touch

The first thing you need to do if you want to find out about your title loan options is get in touch with us. You can do this using a simple form on our website, which just asks you to fill in a few of your basic details about yourself and your car, like your name, your phone number, your email address, and your car’s make and model.

It should only take a few minutes to fill out this form, and then you can sit back and wait for us to give you a call because the form is automatically sent to the nearest store location. A representative will soon be in touch, and then they can start walking you through the loan process. And don’t worry if your credit isn’t great; our policy is all credit types accepted!

A text: 'Easy-to-apply title loan options for all credit types' and a background of a couple signing up on a document.

2. Bring Your Documents To A Meeting

The representative will organize for you to attend an in-person meeting so you can bring in your required items and have your vehicle inspection completed. You can set this up at one of our stores, or at another location if you prefer; we’ve done everything we can to make this part as convenient as possible. We will come to you if that makes life easier. Regardless of where we meet, you will need to bring a few things to this meeting – your vehicle, the vehicle’s title, and your state-issued picture ID.

That’s generally all you will need, so it’s usually pretty simple to fulfill the criteria to find out if you can qualify for approval. Our representative will quickly inspect your vehicle to determine how much we can lend to you. And while all credit can be accepted, we might still have to run a quick credit check. This could be especially true if you are eligible to get a high amount of money for the loan.

3. Sign The Paperwork

If you are approved for the loan, you’ll be given some forms to fill out stating that you understand the terms and conditions of the loan, and that you wish to proceed. The agent can help if you have any questions about filling these in. Once they have been signed, you are finished! This entire in-person process can be completed in around 30 minutes in some cases, but it’s a good idea to leave longer for your appointment, as it may sometimes require a little more time.

Once you’ve finished with the loan paperwork and we’ve gone over the loan terms in detail, you can get your money either on the same day or the next bank business day. This strongly depends on when you get started on your application, so start as early as you possibly can! It’s really that easy, and you will still be able to use your car as normal, provided you meet the agreed-upon payment schedule.

Does Your Credit Score Affect Your Chances Of Getting A Loan?

Your credit score does sometimes affect your chances of getting a loan, but it doesn’t mean that you will fail to get a loan if you have bad credit. We work with people with all kinds of credit ratings, and we don’t automatically bar individuals with poor credit from taking out a loan. If you’ve got a poor credit history, you may struggle to get loans in other places, and you’ll probably find that banks refuse to even consider an application if you have a bad credit score.

That can leave you really stuck if a financial emergency hits suddenly and you can’t handle it all on your own. Fortunately, we’ve got title loan options to suit many different people, so there’s a good chance that you can get through the process so you can find out if you can get approved for a loan no matter what your credit history looks like.

man applying for title loan with representative

Get Your Loan Sorted Today!

It can be hard to get financing if you don’t have good credit, but we here at Wisconsin Auto Title Loans, Inc. have a policy of all credit types accepted. We understand the challenges that you might be faced with if you’ve got a bad credit score, or minimal history of borrowing. That’s why we’ve made it as easy as possible to apply for a title loan with us. You aren’t guaranteed a loan, but we will review every application fairly. So if you’ve got a vehicle with its title, fill out the online form now to begin.


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.