required documents for car title loan

What Documents Do I Need For A Title Loan In Washington, WI Today?

When you’re in a rough financial spot, you might find yourself left wondering “what documents do I need for a title loan in Washington, WI?” to help you out. It may surprise you to learn that the list from Wisconsin Auto Title Loans, Inc. is so simple to remember! We make sure to keep the list short so you can be sure to remember everything. In this article, you’ll discover everything you need to get title loans WI and how you can get started today on the simple process.

How Do Title Loans Work?

Before you can answer the question “what documents do I need for a title loan in Washington, WI?”, you need to know what exactly a title loan is and how it works. Title loans are a way to borrow money using your vehicle’s lien-free title as collateral. The inherent value in your vehicle’s title serves as security for lenders like us, who will lend you money when you need it most. During the loan repayment period, we will put a lien against the vehicle title and hold onto it.

The good thing is you can still drive your vehicle while you are repaying the loan. And you can access up to $15,000 in emergency money that you can use for a personal emergency to cover your expenses. This does mean that this loan was not designed for frivolous spending – just for emergency expenses. In fact, you may consider using this cash flow loan in the following emergency circumstances:

  • Your car breaks down unexpectedly and needs repairs.
  • Your home needs a major pest control treatment.
  • You need to cover urgent travel expenses.
  • You need additional cash to cover this month’s rent.

In an emergency, leveraging the monetary value of your vehicle title might be an option you can consider. In fact, if you are approved for this loan, you can get the cash you need either on the same day or the next bank business day. So, now that you know what this loan is, you can learn about the documents you need. Again, the requirements for getting a vehicle title loan in Wisconsin are super simple.

required items for title loans

Learn The Documents You Need For Title Loans WI

Your first question when considering online title loans might be, "what documents do I need for a title loan in Washington, WI?", when you need quick money. The good thing is, as we said above, the list of items we require is short and simple for you to remember. In fact, you are probably traveling with these items already. In order to procure one, you’ll need to have the following three necessary requirements:

  • A valid photo ID.
  • Your lien-free car title.
  • Your car itself for inspection.

Photo ID

When you are interested in getting title loans WI with us at Wisconsin Auto Title Loans, Inc., the first item you need is your driver’s license. As a responsible lender, we need a way to confirm your identity and to make sure you are of legal age. If you have a driver’s license, then you’re good to go! If not, then you’ll need some form of state-issued photo identification to prove who you are and that you are not a minor.

Lien-Free Vehicle Title

Another mandatory answer to the question of “what documents do I need for a title loan in Washington, WI?” is a lien-free car title. Since the title of your car is the collateral to the loan, it’s imperative that you don’t have any outstanding judgments or liens on it. If you do, we won’t be able to work with you, since we need to put a lien on your vehicle when you take out a loan on your car title.

Your Car For Inspection

Another important requirement that you’ll need to show your loan representative is your car that matches your title. While we are using your vehicle’s lien-free title as collateral, we still need to inspect your vehicle to determine its resale value and condition. These two factors allow us to determine how much we can lend you if you are approved for this loan. The inspection can happen either at the nearest Wisconsin store or at another location of your choosing.

How You Can Apply With Wisconsin Auto Title Loans, Inc.

Now that you’ve answered the question “what documents do I need for a title loan in Washington, WI?”, you are ready to get started on the process. When you need to get a title loan as soon as today, all you’ll have to do to get the process going is fill out a simple form. When you do, you'll be connected with a representative from a store near you, and they will review the loan process with you and set up an appointment for the vehicle inspection.

Choose somewhere that works well for your needs or pick a store closest to you using the available store locator page on our website. Whichever you choose, you’ll need to have ready your ID, title, and car for a quick look over. Once the loan expert has examined your items, they’ll assess if you’re qualified to receive a loan. If you are approved, expect to get the money on the same day or the next business day.

required documents for title loan

Submit Your Online Form Today!

As it turns out, the question of “what documents do I need for a title loan in Washington, WI?” is simpler to answer than you might think! To get Title Loans WI, you need a government-issued ID, a lien-free vehicle title, and your car for a brief inspection. With these items, you’re all set for your meeting with the representative to go off without a hitch. If you’re in need of emergency funds as a short-term cash flow option, then consider filling out the secure online form to get started today!

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.