How Much Is Dental Work And How Do I Pay For Dental Costs?
Even though dental costs can be ridiculously high, an investment in good dental health is also an investment in your overall health. Good oral health may mean more than you think. Yes, it’s always good to maintain healthy teeth, gums, and mouths, but dental care can have far-ranging consequences.
Your oral health may be a contributing factor to other conditions and diseases, including endocarditis (heart inflammation), pneumonia, cardiovascular disease, diabetes, and osteoporosis (weakened bones). Dental costs vary depending on the procedure, whether you have insurance, and your overall oral health to begin with. There are also many options for paying for dental care. Here’s a closer look at what to expect.
What Are The Average Dental Costs And How To Cover Them
Average Dental Costs
The most common form of dental care is usually the most affordable: dental cleaning and general preventive measures. Dental insurance usually covers regular cleaning and exam appointments (usually twice a year) in full or at least covers most costs.
Those without insurance can expect to pay anywhere from $75 to $200 for basic polishing and cleaning and perhaps $100 to $200 for X-rays. Fillings for cavities depend on many things, including cavity size, the location of the tooth, and the filling material. It runs about $50 to $150 for an amalgam filling for one or two teeth, up to $250 for one to two teeth getting a filling made with composite material, and $250 to $4,500 for gold fillings for up to two teeth.
Tooth extraction can range from $75 to $250 for a simple extraction, up to $550 for surgical extraction, and up to $800 for wisdom tooth extraction. The price of crowns also depends on the material used. It runs between $500 and $1,500 a tooth for metal crowns, $600 to $1,800 for crowns created with porcelain fused to metal (or PFM), and $800 to $2,000 for ceramic or porcelain crowns.
The Biggest Dental Costs
Those are generally associated with root canals and dentures. The cost of root canals largely depends on the severity of the infection and which tooth is impacted. Root canals for incisors can be anywhere from $500 to $1,000 but molar root canals are typically more expensive, running from between $800 to $1,500.
The cost of dentures also depends on the material quality, as well as if there’s a need for follow-ups and if extractions are involved. A full set of low-cost dentures is between $600 and $1,000, while mid-priced (aka mid-quality) dentures can run up to $3,000 for a full set. For the highest quality of dentures, you can expect to pay between $4,000 and $8,000.
Paying For Dental Care
If you have good dental insurance, you’ll find that most regular dental care is affordable. You’ll also see steep discounts on even major dental procedures, such as extractions and root canals. If you’re struggling to cover dental costs, there are options to help. To get the best deal, you could compare the rates at several area dentists simply by giving them a call and discussing what is needed.
Another option is using a credit card designed for medical care, such as CareCredit. These make dental care more affordable through special financing. Some dental offices may also have their own payment plans to offer. It may be possible to negotiate.
Treatment at an accredited dental school may also lower costs while not sacrificing the quality of care. At such schools, dental students provide care under the supervision of licensed dentists. Parts of Medicare may cover emergency dental treatments. Medicaid is a solid way to go to pay for dental care for children and in some states, Medicaid also offers adult coverage.
Cover The Cost With An Installment Loan
One option that can go a long way in helping to pay for dental care is an online installment loan, which is designed to help during unexpected financial emergencies, such as large medical bills. Installment loans are short-term loans providing small amounts of cash to be paid back over time. At Wisconsin Auto Title Loans, Inc., you may qualify for an installment loan of up to $1,500 in as little as 30 minutes.
The process is easy. Either give us a call or visit one of our locations near you. One of our loan representatives will review the required items needed for a loan and guide you through the rest of the process. After a short in-person store visit and basic application paperwork, you can get the cash you need the same day or the next business day.
Get Started Today
Proper dental care is essential to your overall good health, but a big dental bill can be a major source of financial stress. We’re here for you. Just give us a call or visit us today to find out how a signature installment loan online can provide fast relief.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.