man getting car title loans in Wisconsin

5 Reasons To Get Car Title Loans In Stevens Point, WI

Those with emergency expenses may be wondering if car title loans in Stevens Point, WI can help or if they are better off just handling their expenses on their own. While it may be possible to handle your emergency expenses alone, getting this loan could also help you handle your problems faster and easier. If you are trying to figure out whether or not to get this loan, it pays to look at these five reasons to help you decide if it's right for you in your situation.

Consider These 5 Reasons To Get A Title Loan

1. You Have An Emergency That A Paycheck Couldn't Cover

Some unexpected expenses require more money than what you have on a paycheck. This could be a major dental bill, an emergency room bill, or a home repair. It could be a car repair on your spouse's car that needs to be done so they can work. Any of these types of emergencies, which could cost you thousands of dollars even with insurance on yourself, your home, or your vehicle, are a reason to consider car title loans in Stevens Point, WI.

2. You Know A Bank Would Decline You

It's hard to get a personal bank loan these days – especially if you don’t have a good credit score. They require credit scores that are at a minimum of 600, but generally, banks won't approve a loan unless your credit score is 630 or higher. Banks also require a lot of items such as pay stubs from the last three months, your last income tax filing, and possibly other documents to fully assess you. 

woman getting Wisconsin car title loan

When it comes to us at Wisconsin Auto Title Loans, Inc., we will still consider you for this loan even if you have poor credit. This means you can still come in and find out if you qualify for approval for a car title loan without worrying about having a poor credit score. While there are certain circumstances where we might have to check your credit, that doesn’t mean your credit score will automatically disqualify you.

3. You Can't Borrow From Friends And Family

There are times when friends and family will help you out financially when you really need it, but many can't offer help when it comes to larger sums of money. Most people don't have hundreds or a couple of thousand dollars lying around to help – even when they would really love to help you out. Plus, asking friends or family for help may put you in a stressful situation if you aren’t able to pay their money back on time.

4. You Need The Money Fast

Unexpected emergencies don't give you any notice. You may need money quickly to handle a home or car repair because it's dangerous to wait. Banks and other financial institutions aren't known for speedy money. However, we here at Wisconsin Auto Title Loans, Inc. can get your car title loans in Stevens Point, WI much sooner. We make sure that if you are approved for the loan, we get you your money either that same day or the next bank business day.

5. You Are Completely On Your Own

Many people may not live near their families anymore and may not have friends or neighbors to go to when they need financial help. You could be single and just moved to Stevens Point, divorced or widowed and trying to make it on your own, or someone who is just back into the workforce after being at home and needing help. Whatever the case, if you find yourself alone and need help with your emergency expenses, a car title loan from Wisconsin Auto Title Loans, Inc. can help.

Where Do I Go To Get This Loan?

As we’ve said throughout this article, when you need car title loans in Stevens Point, WI, we here at Wisconsin Auto Title Loans, Inc. are here to help. We here at Wisconsin Auto Title Loans, Inc. are a reputable company with title loans that max out at $15,000. We also only require you to bring in a few items to begin the process. Applicants need a picture identification for proof of identity. That can be a driver’s license or a state-issued photo ID.

money from car title loans Stevens Point, WI

They will also need to have possession of their vehicle and also have a clear title to the vehicle to use as collateral. Going with us for car title loans have a few benefits. The first one is you don't need a checking account to obtain a title loan. The second benefit is you don't have to have good credit to find out if you qualify. Again, we welcome all types of credit. We also allow you to keep your car while you repay the loan. We simply place a lien on your title and hold onto it until you repay the loan.

How To Get Started

Those who want to know more about car title loans in Stevens Point, WI can fill out the website inquiry form. Once it's submitted across the secure platform, a representative from one of our Wisconsin stores nearest you will call to talk to you further. They are there to answer any questions and help you make an appointment to apply. You can then come into the store to apply or have a representative meet you at a location of your preference.

Make sure to bring the required items so they can assess them and inspect your vehicle. This is so that the representative can determine how much we can lend you and if you qualify for approval for this loan. If you are approved, they will go over our loan terms and help you finish filling out the rest of the paperwork. Once done, you could get the cash either the same day or the following business day. 

Get The Title Loan You Need Today

Those who are facing a tough unexpected situation may find car title loans in Stevens Point, WI helpful in helping with your problem. It is a short-term loan that can help lessen the effects of your situation and gives you some breathing room until you get a few more paychecks. There is no obligation to take the loan – even if you fill out the online form. We just want to help make things clear so you can decide if this is the loan for you. So fill out the online form and let us help you today!


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.