How Car Title Loans Are Helping Thousands of Wisconsin Residents Each Year

September 24, 2021 | Peyton Sawyer

how car title loans help

For thousands of Wisconsin residents, car title loans Wisconsin are an option to help them cover emergency expenses. In this article, we want to talk about how loans using your car title could be an option to cover expenses that simply cannot wait until your next paycheck. But first, let’s start by defining what exactly are car title loans.

What Are Car Title Loans?

Car title loans are loans that use the title of your vehicle as collateral to provide you with a sum of cash that you can use and repay over time.

Wisconsin Auto Title Loans, Inc. can offer loans of up to $15,000. The exact amount somebody can borrow will be dependent on the value of their vehicle.

As the name suggests, car title loans can only be offered to those that own a car, truck, or van. Another important distinction is that these loans are also only available to those that have a lien-free title to their vehicle.

Contrary to popular belief, you don't lose access to your vehicle when you take out a car title loan from Wisconsin Auto Title Loans, Inc. You can actually continue to use your vehicle for the duration of your loan.

What Can Car Title Loans Be Used For?

Car title loans are an option for those that require quick funds to cover emergency expenses. For example, many people in Wisconsin have used car title loans to cover the following:

  • Emergency repairs or replacement of appliances.
  • Medical expenses that cannot wait.
  • Ensuring certain bills do not go late.
  • Avoiding eviction due to late rent payments.

Read: The ultimate checklist for car maintenance

Basically, if you have something that absolutely needs to be covered now and the payment can't be delayed until the next paycheck, then a car title loan could help.

benefits of car title loans

What Are The Main Benefits Of Car Title Loans?

As we said, thousands of people in Wisconsin every single year get a title loan online. Here are some of the reasons why.

1. Easy To Inquire 

Starting the process for car title loans is easy. Wisconsin Auto Title Loans, Inc. allows you to inquire at any time of day, any day of the week by using the online form.

2. Fast Cash

The entire loan process from start to finish can take as little as thirty minutes. Car title loans can help if you need access to fast cash. This is because those that qualify for a loan could receive their money on the same day.

3. No Proof Of Employment Is Required

Wisconsin Auto Title Loans, Inc. does not require you to be in employment when you inquire about one of our loans. The amount we lend you is based upon your vehicle, not the amount of cash that you have flowing in.

This means that Wisconsin residents that are temporarily out of employment, or perhaps receiving disability benefits, could find car title loans being an option for emergencies.

4. All Types Of Credit Welcome 

We know that there are a lot of people out there that do not have the greatest credit history. Many of those that require emergency funds may have a couple of blips on their credit score.

Car title loans from Wisconsin Auto Title Loans, Inc. can be an option for those with good or bad credit. All credit types are welcome when you start the process for a loan with us.

This means that a car title loan may be available when other routes of borrowing are not.

get car title loans

How To Get A Loan From Wisconsin Auto Title Loans, Inc.

Wisconsin Auto Title Loans, Inc. ensures that the process for obtaining a title loan is fast and headache-free.

The process will start over the internet by submitting a form on Wisconsin Auto Title Loans, Inc. One of our representatives will then call you to discuss the loan, tell you the requirements, and schedule an appointment at a location of your choice.

When you’re meeting our loan representative, make sure to have your vehicle along with the lien-free title that you are obtaining a title loan against. Also, bring your government-issued ID to confirm you’re older than 18.

The representative will inspect your vehicle. This will allow us to determine if you qualify and exactly how much we can lend you. Finally, you will be asked to sign a few forms and you will be able to access your car title loan on the same day or the following day.

Qualify For Car Title Loans In Wisconsin Today

Thousands of people in Wisconsin view car title loans as an option to cover emergency expenses. The simple requirements and the quick process are some of the reasons behind that.

If you want to qualify for car title loans, make sure to submit an online form through Wisconsin Auto Title Loans, Inc. to get qualified before the end of the day.