5 Reasons Why Car Title Loans Are Sweeter Than Christmas Morning

December 9, 2021 | Peyton Sawyer

benefits of car title loans

You may wonder what car title loans have to do with Christmas. But do you remember waking up on Christmas morning as a child? Do you remember that glee that you had on your face as you unwrapped your gift?

Well, car title loans can give adults the same amount of satisfaction when they help tackle emergencies that seemingly had no other way of tackling them. Let's take a look at some of the reasons why.

5 Reasons Why Car Title Loans Are Worth Considering

1. They Can Help Cover Emergency Expenses

People opt for car title loans because they need access to fast cash to help cover emergency expenses. For example, Wisconsin Auto Title Loans, Inc. welcomes people that are looking to cover the following issues and more:

  • Home repair costs.
  • Medical bills.
  • Urgent car repairs.

It is satisfying to know that if you do run into any issues or emergencies during Christmas, there may be funds available through a car title loan.

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2. They Are Fast

Normally, a car title loan can go from the initial inquiry stage to signing your loan agreement in as little as a single day. You could receive the funds that you need as soon as the same day or the following business day!

Again, the feeling you get from this advantage is sweet. You know that emergency expenses can be covered quickly. You don't have to wait around or experience any stress.

3. All Credit Types Are Welcome

With traditional loans, if you do not have a good credit history, then you are unlikely to be approved for the loan. Most traditional banks may turn you down if you have missed any payments over the last few years.

However, this isn’t an issue with car title loans. All types of credit are welcome at Wisconsin Auto Title Loans, Inc. The most important factor in determining whether you can qualify for a car title loan will be the value of your vehicle. The value of your vehicle will be determined through an inspection during the process.

This means that you know that you may still be able to receive a Wisconsin auto title loan even if you do not have the best credit history.

4. You Do Not Have To Be Employed

Nobody wants to lose their job around Christmas time. However, it happens. 

While this means that you may not have the next paycheck to look forward to, it doesn't mean that emergency expenses will certainly not happen until you get a job.

This isn't an issue with car title loans. You do not have to prove your income in order to receive a car title loan.

While it is advised to have some source of income to pay off the loan, you won't be asked to prove it. This will be up to you to decide.

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5. Easy Lending Process

The process for car title loans is incredibly fast. As we previously mentioned, it can take as little as a day!

This is the process that we follow at Wisconsin Auto Title Loans, Inc.:

  • Make sure you have your lien-free title, government-issued ID, and your vehicle, then you can get started by filling in a short inquiry form to get a title loan online.
  • One of our loan representatives will give you a call. They will ensure that you have all the documents that you need and will schedule a meeting with you at a location of your choice.
  • You’ll then meet the loan representative at this location for a vehicle inspection and a document review.
  • If you are approved, you will receive your loan on the same day or the following business day.

Bonus Benefit When Choosing Wisconsin Auto Title Loans, Inc.

We have already listed several benefits of receiving car title loans from Wisconsin Auto Title Loans, Inc. We do have one more benefit to tell you about, though.

With Wisconsin Auto Title Loans, Inc., you do not need to have a checking account in order to be approved for a loan. we have alternative ways to provide you with your loan.

On top of that, Wisconsin Auto Title Loans, Inc. has locations throughout the state. This means that there is likely going to be a location close to your home or place of work, which allows our loan representative to reach your chosen location quickly.

Inquire About A Car Title Loan Today

As you can see, when it comes to car title loans, there are a variety of benefits that you can enjoy. So when you have emergency cash issues, don’t hesitate to inquire about our car title loans. Submit your form online today to get your process started.