How To Use A Wisconsin Car Title Loan Smartly

Getting a Wisconsin car title loan can help when it comes to handling unexpected expenses. There's nothing wrong with using a loan when financial emergencies strike – the trick is to do it smartly. This means you only use this loan for its intended use and not for anything frivolous.

These are good loan options for people who would have the means to pay for the extra expenses soon but can't quite cover them at the time. Keep reading to learn more about using this loan the right way.

Make Sure You Are Using A Loan Smartly

You want to make sure you're using your loan smartly and in the way it's intended. A Wisconsin car title loan isn't something you use to pay for a vacation or a shopping spree. It's meant for more urgent things that couldn't be planned as they arose unexpectedly. And when you use your title loan the smart way, you'll pay for the unexpected expenses needed while still being able to drive your vehicle. Once you pay back the loan, you will get your car title back.

Good Uses For Auto Title Loans

As mentioned above, you don't want to use a title loan for frivolous things like vacations or other types of entertainment. These loans are better spent for financial emergencies you can’t handle on your own. Some good uses for this loan include; urgent medical bills from hospital stays, home repairs that can’t be ignored, emergency travel to help your sick or hurt family members, or even late utility bills.

Essentially, you should think of this type of loan as a tool. It's something to be used when needed, not to play with. One thing to keep in mind is that you cannot get a title loan unless your vehicle’s title is free from outstanding liens and judgments, and the title is in your name. This means you will need to go to the DMV to have your title transferred to you. This is why you should only use it for emergencies – because you wouldn’t want to do all of that to use the loan frivolously.

Auto Title Loans Are Simpler To Understand

The good thing about us at Wisconsin Auto Title Loans, Inc. is we’ve streamlined our process to make it easier for you to find out if you qualify for approval. A traditional loan from a bank takes a lot longer to get approval for a loan and there's more paperwork to deal with. With a title loan, we can consider you even if you have poor credit.

We welcome people with all types of credit. And you will only need a few required items to find out if you can get approved for a title loan. You'll need to provide your state-issued photo ID or driver's license, the vehicle title in your name, and the car for a quick inspection. This means you won’t have to dig up a ton of paperwork to find out if you qualify.

You Don’t Have To Have A Checking Account

Another good thing is you do not have to have a checking account to get approved for one of our auto title loans. The most important factor is you need to have the lien-free title to your vehicle in your name. Again, since you don’t have to worry about these things, this means the only thing you need to worry about is that you are using your Wisconsin car title loan the smart way – by only using it for emergency expenses.

How To Get Through Our Process

As soon as you know you need cash for emergency expenses, you should begin the process for your auto title loan. You could have the cash you need before the end of the day if we determine you qualify for approval. All you have to do is go to our website and fill out the online form to get started. Once we receive your inquiry, you'll get a call from one of our representatives from the nearest store location.

Your loan representative will set up a time and place to meet with you – either at the nearest store or at a location of your choosing – to review your documents and inspect your vehicle. Generally, if your approval is accepted and submitted before noon, you'll have the funds you need that day. If it's after that, you will likely get your cash the next business day. In most cases, the entire process can take less than 30 minutes.

Be Smart With Your Auto Title Loan

When you begin using a loan correctly, you'll find that it's a great option when you need cash fast. The process for a Wisconsin car title loan is easy and quick. You don't need to stress about unexpected expenses that pop up on you with this loan.

As long as you own your vehicle outright and you're using the funds for a financial emergency, getting through the process for an auto title loan is a smart option for getting help. Fill out the online form on our website when you're ready to proceed.

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.