There’s no denying that shopping is a large part of the holidays, whether you like it or not. Between gifts, groceries, and decorations you could spend days shopping and still not find everything you need. And all that shopping can wreak havoc on the wallet, leaving you scrambling for things like signature installment loans.
But what if you could actually earn money while shopping? It seems paradoxical, but there are actually ways to make money while also getting everything you need for the holidays. Here are the top 5 ways to earn extra money for your holiday shopping.
This is probably the most obvious way to cash in on your spending. Most banks offer credit cards that offer cash-back deals when you spend money. Usually, the percentage is relatively low, but many cards have certain companies or products that will earn you a higher return. While no cash-back credit card will ever take the place of sensible spending and budgeting, they can be a nice way of getting back a little of the cash you spend.
This one is a lot less common than the previous tip, but in some cases, this option can be quite lucrative. A mystery shopper is a term for someone who’s paid by a company to shop at a particular store and give feedback on their overall experience. Companies use them for quality control and customer service feedback, and while you probably can’t make a living off being a mystery shopper, it makes sense if you’re already shopping anyway.
Rebate apps are pretty much what they sound like: you download an app on your smartphone that rewards you for purchasing particular items or brands. They work in different ways, sometimes by scanning the item’s barcode or uploading a picture of your receipt. Whatever the method, after confirming what you’ve bought, these apps either give you cash back or credit towards other purchases.
The truth is that while we all need certain items from the store, not all of us have the time or ability to get there. This is where services like TaskRabbit or Instacart come in to play. These services pay you to pick up groceries and other goods for clients while doing your normal shopping. You then simply drop them off at the client’s house on the way home, and get paid in the process.
Cash-back sites, sometimes called shopping portals, are websites that allow you to order items you’d normally purchase at the grocery store like Woodman’s or Walmart through their site, and then you earn money when you go and pick them up. This adds an extra step to shopping, but the savings can really add up over time, further reducing your chances of needing an installment loan for holiday expenses.
All the expenses of the holiday season can add up fast, so any way you can find to make shopping a little less painful is more than worth your while.